Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Excellent and professional service. Willingness to be of help was evident and ensured and made the process easy. Speaking with him on the phone showed that he takes his job and business seriously. If I know of someone in the market, I will...
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Reply from Brian Ramos
September 28th, 2026 06:38 PM
It was great working with you. Thanks again for putting your trust in us.
What a pleasure working with Brian. He is super organized, excellent at explaining options, listens to needs and goals... and he has access to really good lending rates and programs. Wow! Start to finish less than a week. And he is a family...
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We have worked with Brian twice, and I honestly can't say enough good things about him. He is nothing short of amazing and genuinely cares about his customers.Brian is incredibly attentive, proactive, and always one step ahead throughout the...
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Reply from Brian Ramos
September 28th, 2026 03:05 PM
I enjoyed working with you. Thanks for the great feedback.
Working on my heloc with Brian Ramos is a breeze, he helps keep me informed from the beginning to the end and keeps me updated with all important information therefore I will recommend him for any type of mortgage or refinance don't hesitate...
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Brian was so pleasant to work with and handled my loan so professionall!
Compared to a conventional bank loan, this was so easy, and quick.
Brian and team are exceptional. Will be working with them again soon….
Brian is awesome when loans involving you most important investment financially he is patient andswes questions butbin general i I trust him and in this business that isnt something i have ever said he communicates all the steps and the process...
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Reply from Brian Ramos
September 3rd, 2026 04:44 PM
Peace of mind is a rare thing to walk away from a loan with, and knowing you found it here means a lot to me. You said trust isn't something you've ever handed out in this business, and being the one to finally earn it is a responsibility I...
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Brain was very professional and personal at the same time he did what he said , approval less than 24 hrs funds released in three days in account in a week Brian is great and is my loan guy from now onward Thank you Brian
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Reply from Brian Ramos
September 3rd, 2026 04:46 PM
Thomas, you said I did what I said I would, and that's the part I care about most. Once your file was ready, I wasn't about to sit on it, so getting you funded fast came easy. You calling me your loan guy from here on tells me I did right by...
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Brian and team were excellent! They set a new standard for communication and professionalism when obtaining our loan.
Reply from Brian Ramos
September 3rd, 2026 04:47 PM
"A new standard" is a bar I'll happily be held to from here on. My team earns that kind of thing more than I do, so I'll make sure they hear it. It was a pleasure working with you both. Your friend Brian.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing