

Brett Payne
Branch Manager


California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Very easy to work with. Communication was excellent, once documents were submitted, they got to work to get the best amount they could for us. Veery happy.
Thanks Brett!!
The team communicated great and clear help with the whole process.
Brett was thoughtful, knowledgeable and professional . He went out of his way to make a scary experience easy and thorough I would not hesitate to contact Brett is his services are required by friends and family
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Very easy and quick
Brett is a very knowledgeable guy. Was always available when I had questions, even early in the morning when he was in California and I was in Florida.
he took care of everything I needed.
Brett was very patient with me as I was very indecisive for a long period. He was awesome 👌
Brett is great to work with
Awesome and very attentive
Brett made the process easy
The service provided was ok. I was hoping for quicker transaction. The process was slow comparing to other company that I did a HELOC with. Too much back and forth regarding paperwork and respond time to questions.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
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Education
- California State University, FullertonFinanceBachelor of Business Administration (BBA)

Positions
- West Capital Lending - Branch ManagerDec 16th, 2024 - Current
- LoanDepot - Production ManagerOct 31st, 2011 - Dec 12th, 2024
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Memberships
- AIM Fitness Costa Mesa
- Beachcities Community Church
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
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Awards
Chairman's Elite -...
Chairman's Elite -...
Hobbies
- Coaching Baseball
- Getting to the gym or going on walks/hikes
- Spending time at the beach with my crew
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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