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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Bob was amazing and helped us so much in the complicated process of buying a home .he was kind and very patient with us . Great sense of humor too ! We love Bob !
Not in a million years I would have anticipated a better service than the one received from Mr. Bob Chamorro. His professionalism, expertise and care was next to none! I give Bob my highest recommendation possible!! I will be grateful for ever!...
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Bob is hands down the best. He is very professional and has knowledge of the work he does. Being our second home we knew the process, but he made it so much easier than the first time. He didn’t care about time or paperwork he just wanted to...
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He kept in touch with me and made sure, as the agent for the buyer, I know where we were at each step.
BoB Chamorro is an excellent profesional . He is attentive , available at any time for responding my calls , hard worker and always looking for the best option . He is a great asset to your Cpmpany
Excellent communication throughout the mortgage process
Bob is an excellent Loan Mortgage professional. He makes sure to explain the process to the client in a very simple and informative way. 100% Recommended!!!
Reply from Bob Chamorro - Residential Loan Exp...
August 30th, 2018 09:02 PM
Thank you Christian! All the best.
Bob is an excellent Loan Mortgage professional. He makes sure to explain the process to the client in a very simple and informative way. 100% Recommended!!!
Te informa y asesora en absolutamente todo el proceso (en Ingles y español), es muy cordial y vi que esta muy bien capacitado. Yo hice la compra de mi casa con el y me fue muy bien gracias a dios. Lo recomiendo al 100%.
Te informa y asesora en absolutamente todo el proceso (en Ingles y español), es muy cordial y vi que esta muy bien capacitado. Yo hice la compra de mi casa con el y me fue muy bien gracias a dios. Lo recomiendo al 100%.
Reply from Bob Chamorro - Residential Loan Exp...
August 29th, 2018 08:51 PM
Gracias Rodrigo! Aca siempre a las ordenes!
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.