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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Excellent work done by Mr chamorro, My Family and I were very Pleased by his great work and commitment to getting us our home. Bob Chamorro is an outstanding, professional gentleman to do business with. We understood everything we needed to...
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His knowledge , professionalism and he always answer the phone.....
The paperwork process needs to be streamlined. We signed the same paperwork repeatedly and received documents from three different sources with three different sets of directions.
Excellent services , courtesy and professional agent
The service was incredible, professional, timely and very friendly.
Bob was very helpful, knowledgeable and most importantly patient with us throughout the past couple of years while we struggled to find our home, this made the process so much easier. He assisted and suggested programs which we would never...
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He did a great job and the transaction when the way they should go every time!!
Bob and Eduardo kept me informed during the whole process.
Bob answered all my questions which were numerous ones 😁, he was able to clarify my doubts and provided service that was exemplary. Purchasing a home can be a stressful process but he always seemed to put my mind at ease. I highly recommend...
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Bob was simply amazing. I had a very difficult transaction and Bob was able to guide, give solutions and guide me and my customer throughout the process. I am truly grateful to have been able yo work with him. Simply the best!
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.