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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Hello Mr. Bob is a great person with a super good personality. He was able to answer all my question easily and in a short time. He is proactive and make me feel very secure with the process. Also communication was excellent.(is is a 10 in...
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He is vey professional, really know what his doing
Im glad and very Bless to have it as loan officer.
Thanks Much Bob,
Excellente servicio y asesoria . Lo recomiendo 100%.
About Bob : He is super professional if you want open opportunities purchasing home for your family Bob Chamorro wil be your best choice. He will works to make your dreams happen and you will have the best rate in the market plus other extra...
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Bob is very professional. Excellent knowlegde. Acurrate. Amazing Customer Advisor. Always a great actitud. Just a call away.
Bob was exceptional he guide us everything single steps. Everytime answer my fone calls even in the Christmas Eve and thanks giving he always was there. When I think we won’t get he come out with others possibilities . Thank thank thousand...
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Very informative and always available to answer questions throughout the process. Works diligently and tirelessly to get the process through to its conclusion. Great experience working with Bob!
Bob himself as a professional is a great person to deal with. He made my experience even though there were some hiccups with the building contractors, he made it great.
Great experience, working closer to me, I'm very, very satisfaction
The end result which was quite painless, not what I expected. My situation was complicated and Bob was very methodical in making sure that all the t’s were crossed and i’s were dotted while always being very pleasant and professional.
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.