Bob Chamorro - Lower Mortgage 's Cover Image
Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
Top 5%

Bob Chamorro - Lower Mortgage

ClaimedPro

Branch Manager | NMLS# 282888

Lower Mortgage
Company Logo
Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
View All days
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    N
    Nikolay P
    Hollywood, FL
    Posted on August 31st, 2019 01:37 PM
    Bob went above and beyond helping me getting my first house
  • Encompass
    E
    Elvedina C
    Posted on August 30th, 2019 06:04 PM
    He is a really nice guy and easy to work with. Really fast on communication, responds to your questions right away. Looking forward to do more business with Bob.
  • Encompass
    A
    Angela P
    Fort Lauderdale, FL
    Posted on August 14th, 2019 11:45 AM
    Bob Chamoro and his team at Hamilton funding Group were awesome, they went above and beyond to help me close on my new home. Thank you from The Pulliza Family!
  • Encompass
    S
    Sasha P
    Davie, FL
    Posted on August 13th, 2019 12:48 PM
    Bob is very knowledgeable and on top of things. He is in constant communication every step of the way. He’s very pleasant and always presents himself with positive energy. Overall, a pleasure to work with.
  • Encompass
    L
    Lizette A
    Coral Springs, FL
    Posted on August 12th, 2019 05:28 PM
    The BEST! Everything went smoothly, everything from beginning to end was clear and we closed on our home faster then predestined. What an integrity!!!
  • Encompass
    J
    Jason S
    North Lauderdale, FL
    Posted on August 8th, 2019 12:25 AM
    I am Jason. I was very satisfied with Bob's service. He was honest and patient. He has an excellence customer service.
  • Encompass
    M
    Michelle H
    Hollywood, FL
    Posted on August 2nd, 2019 11:37 AM
    Bob was there for me with any and all questions I had. He Answered all my calls and helped make my journey to owning my own home so much easier.
  • Encompass
    D
    Daphnee S
    Posted on July 25th, 2019 11:24 AM
    Bob Chamarro was very professional, he returned all my phone calls and texts, answered all my questions. He made my loan process quick and easy . Highly recommend
  • Encompass
    J
    Jean S
    Posted on July 20th, 2019 03:19 AM
    Made all the process simple and explained everything steps by steps.
  • Encompass
    G
    Gemma V
    Posted on July 7th, 2019 03:00 PM
    Bob excels in customer service, he can make things happen, he delivers what is needed on time and he is ahead of the curve with any issues. Truly a great partner to work with . I definitely recommend Bob to find the best loan options on real...
    read more
    • 421–430 of 486
    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.