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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888


Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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Business Hours
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9 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
The whole team always showed an excellent disposition to help and the purchase of my house was a success.
thank you very much to all
The process to buy the apartment is complex, a lot of documents and time. Bob helped a lot to make it easier. The communications he sent were clear and easy, the explanations of the duties to do were direct, everything was written simple, like...
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Bob was very professional and at the same time very personable . Made what could have been a stressful process a very pleasant one. I highly recommend him and will be forever grateful of his help.
Very professional and efficient. I will highly recommend him!
Thanks Bob
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Bob is the best !!!
Bob was really nice, he did a great job following the case and giving me updates everytime, I was a really great experience.
The process was smooth and easy. Bob Chamorro explained us everything and advise us in the best way. Thanks Bob!
Bob and Lori were absolutely amazing. they had me ready to close in less than 2 weeks once contract was accepted. They are very thorough and on top of making everything smooth. They give you updates as the loan progresses. I cant say enough...
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001

Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.