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Bob Chamorro - Lower Mortgage  - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Company Logo
Florida International University
Florida International University
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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0%
Reviews from Web
  • FTP
    J
    Jenny M
    Deerfield Beach, FL
    Posted on October 22nd, 2019 01:53 PM
    The whole team always showed an excellent disposition to help and the purchase of my house was a success. thank you very much to all
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    C
    Cesar A
    Hollywood, FL
    Posted on October 19th, 2019 07:28 PM
    The process to buy the apartment is complex, a lot of documents and time. Bob helped a lot to make it easier. The communications he sent were clear and easy, the explanations of the duties to do were direct, everything was written simple, like...
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    William L
    Fort Lauderdale, FL
    Posted on October 18th, 2019 09:46 PM
    Bob was very professional and at the same time very personable . Made what could have been a stressful process a very pleasant one. I highly recommend him and will be forever grateful of his help.
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    S
    Sandra S
    Deerfield Beach, FL
    Posted on October 18th, 2019 08:50 PM
    Very professional and efficient. I will highly recommend him! Thanks Bob
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    HELEN R
    Miami, FL
    Posted on October 4th, 2019 12:57 PM
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    PEDRO D
    Miramar, FL
    Posted on October 3rd, 2019 01:07 PM
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    M
    Manuel
    Miami, FL
    Posted on October 1st, 2019 11:27 PM
    Bob is the best !!!
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    Joan F
    Miramar, FL
    Posted on October 1st, 2019 12:06 PM
    Bob was really nice, he did a great job following the case and giving me updates everytime, I was a really great experience.
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    Emmanuel M
    Miramar, FL
    Posted on September 10th, 2019 12:21 PM
    The process was smooth and easy. Bob Chamorro explained us everything and advise us in the best way. Thanks Bob!
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    ROBERT P
    Pembroke Pines, FL
    Posted on September 1st, 2019 02:12 PM
    Bob and Lori were absolutely amazing. they had me ready to close in less than 2 weeks once contract was accepted. They are very thorough and on top of making everything smooth. They give you updates as the loan progresses. I cant say enough...
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    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.