

Top 5%
Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888


Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Muy agradecidos con la eficiencia y trabajo realizados por el señor Bob y Beatriz un buen equipo se lo recomendaría a toda persona que quiera comprar su hogar ,mis más sincero agradecimiento, gracias por todo.
Bob was the ultimate professional through out the process . He explained the process of what was happening from begining to end and answered all my questions ( and I had ALOT of questions). He made the process almost effortless. I love Bobs...
read more
The level of commitment and professionalism of Mr. Chamorro is outstanding! His dedication, politeness & knowledge about the market & finances makes one feel safe such important transaction in ones life. Mr.Chamorro is an honest and dedicated...
read more
I loved Bob's Ten Commandments of Loan Approval. Excellent advice that heads of many problems for a smooth closing. Thanks Bob!
Bob is awesome to work with!
Bob is awesome to work with!
I received the best customer service. Bob was very thorough and I was always kept informed of every step of the process. Because of this, the process was very smooth and easy to understand. I would definitely refer my family and friends to...
read more
Thanks you for everything Bob 😀😀😀😀
So helpful! Make the loan process easy for us!
The best!!!!!
It was great working with Bob. He is very patient and professional. I would highly recommend him!
431–440 of 486
About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001

Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.