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Bob Chamorro - Lower Mortgage  - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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Florida International University
Florida International University
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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5 Star
98%
4 Star
2%
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Reviews from Web
  • Encompass
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    RAFAEL L
    Miami Gardens, FL
    Posted on July 2nd, 2019 02:50 AM
    Muy agradecidos con la eficiencia y trabajo realizados por el señor Bob y Beatriz un buen equipo se lo recomendaría a toda persona que quiera comprar su hogar ,mis más sincero agradecimiento, gracias por todo.
  • Encompass
    D
    Dymitra O
    Sunrise, FL
    Posted on June 25th, 2019 06:06 PM
    Bob was the ultimate professional through out the process . He explained the process of what was happening from begining to end and answered all my questions ( and I had ALOT of questions). He made the process almost effortless. I love Bobs...
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    Gina V
    Posted on June 24th, 2019 02:33 AM
    The level of commitment and professionalism of Mr. Chamorro is outstanding! His dedication, politeness & knowledge about the market & finances makes one feel safe such important transaction in ones life. Mr.Chamorro is an honest and dedicated...
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  • Encompass
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    Connie C
    Sunrise, FL
    Posted on June 23rd, 2019 02:35 AM
    I loved Bob's Ten Commandments of Loan Approval. Excellent advice that heads of many problems for a smooth closing. Thanks Bob!
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    Katia S
    Posted on June 12th, 2019 04:28 PM
    Bob is awesome to work with!
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    Katia
    Posted on June 12th, 2019 04:28 PM
    Bob is awesome to work with!
  • Encompass
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    Sandra I
    Pembroke Pines, FL
    Posted on June 12th, 2019 01:46 PM
    I received the best customer service. Bob was very thorough and I was always kept informed of every step of the process. Because of this, the process was very smooth and easy to understand. I would definitely refer my family and friends to...
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    ROSA R
    Hialeah, FL
    Posted on June 4th, 2019 02:25 PM
    Thanks you for everything Bob 😀😀😀😀
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    JOHNATAN L
    Hollywood, FL
    Posted on May 19th, 2019 04:14 PM
    So helpful! Make the loan process easy for us! The best!!!!!
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    KARAH M
    Hollywood, FL
    Posted on May 18th, 2019 08:45 PM
    It was great working with Bob. He is very patient and professional. I would highly recommend him!
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    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.