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Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

Lower Mortgage
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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Timothy D
    Hollywood, FL
    Posted on November 23rd, 2019 01:48 PM
    Bob was great. He was knowledgeable and helped cater the whole process to my specific needs.
  • Encompass
    J
    Jenny T
    Hollywood, FL
    Posted on November 20th, 2019 02:26 PM
    Bob was great, very diligent through out the process. Made himself always available, answered our questions and concerns promptly and was very honest and transparent. It was a pleasure to conduct this transaction with the whole team.
  • Encompass
    J
    Juan A
    Miami Gardens, FL
    Posted on November 19th, 2019 05:25 PM
    .
  • Encompass
    M
    Myrian F
    Miami Gardens, FL
    Posted on November 18th, 2019 09:52 AM
    Bob always is available to talk, if he is busy he will call you back soon. Great communication, frequently call to let know how is the process, if for any reason the client doesn’t know how to fill a document online, he drives to the client...
    read more
  • Zillow
    J
    Jlawrence90
    Posted on November 12th, 2019 12:38 PM
    We got in touch with Bob through our realtor, and we couldn't be happier. They beat the rates that big banks had given us, and were communicative and professional every step of the way. We closed on the house in less than 3 weeks. Will definitely...
    read more
  • Zillow
    J
    Jlawrence90
    Fort Lauderdale, FL
    Posted on November 12th, 2019 12:00 AM
    We got in touch with Bob through our realtor, and we couldn't be happier. They beat the rates that big banks had given us, and were communicative and professional every step of the way. We closed on the house in less than 3 weeks. Will definitely...
    read more
  • Encompass
    J
    Jason W
    Fort Lauderdale, FL
    Posted on November 8th, 2019 12:33 PM
    Excellent communication and got everything processed quickly. Better rate than other lenders and closed quicker than anticipated.
  • Encompass
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    Erick T
    North Lauderdale, FL
    Posted on November 8th, 2019 11:16 AM
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  • Encompass
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    Marie H
    North Lauderdale, FL
    Posted on November 8th, 2019 09:01 AM
    Responsibility, excellent communication and professionalism.. great , excellent job Bob. Thanks! Marie..
  • FTP
    J
    Jorge O
    Sunny Isles Beach, FL
    Posted on October 24th, 2019 04:46 PM
    • 401–410 of 486
    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.