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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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9 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Confident and reassuring.
I just refinanced my house the experience was great. Mr. Bob Chamorro made the experience easy and my mortgage was down 700.00 per month. Now I have a saving 8,400.00 USD$ a year. I'm happy
Pleasent service and knowledgable professional.
great service
Very nice to be able to work with Bob!
Very professional and knowledgeable, great level of details and information, to facilitate decision making. Highly recommendable.
We were in contact with Bob Chamorro for more than 2 years reaching the possibility of buying a new home. Unfortunately our profile did not qualify in any of the two previous contacts. Bob took care of guiding us what to do to obtain the appropriate...
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Excellent help with everything, he always was available to help with any concerns I have.He call me to ask me for my progress in everything I need for my loanI never feel in a rushed from him,He always offers his help if I need it.I recommend...
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Bob was amazing throughout the process. Continuous communication and orientation all throughout.
Always available and ready to answer any questions. Very knowledgeable and professional. Will recommend him to everyone I know.
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.