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Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

Lower Mortgage
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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Carla L
    Port Saint Lucie, FL
    Posted on June 26th, 2020 01:27 PM
    Bob goes above and beyond to help the customers Achieve their goals, extremely professional and thrust worthy.
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    Matthew N
    Pembroke Pines, FL
    Posted on June 22nd, 2020 01:47 PM
    Very attentive and thorough.
  • Encompass
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    Cesar E
    Homestead, FL
    Posted on June 20th, 2020 12:22 PM
    Very knowledgeable, professional, and experienced individual. I would recommend Bob Chamorro and will return in the future if the opportunity irises.
  • Encompass
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    Guy D
    Miami, FL
    Posted on June 19th, 2020 01:50 PM
    Best refinancing experience I have ever had! Bob is excellent to work with. He is very knowledgeable and experienced, knows the market very well, has good resources, explains things in detail, is fast, and on top of everything. I highly recommend...
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  • Encompass
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    Tiffany Z
    Pembroke Pines, FL
    Posted on June 18th, 2020 01:53 PM
    Bob was amazing from the get go. He made sure we understood the whole process and explain everything step by step. Thank you very much you are the best!
  • Encompass
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    Roy R
    Coconut Creek, FL
    Posted on June 17th, 2020 12:19 PM
    The great thing from the beginning of the purchase process was the kindness and attention that Mr. Bob Chamorro had ,he guided us step by step through the entire procedure ,it was an excellent job on his part and he always saw the best options...
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    Roberto J
    Homestead, FL
    Posted on June 13th, 2020 02:09 PM
    The work team were spectacular and very attentive and always looked for the way that the process was joyful and enjoyable, they are a very professional and comprehensive work team.
  • Zillow
    C
    Carlos L
    Posted on May 21st, 2020 03:25 PM
    I just refinanced my house the experience was great. Mr. Bob Chamorro made the experience easy and my mortgage was down 700.00 per month. Now I have a saving 8,400.00 USD$ a year. I'm happy
  • Zillow
    C
    Carlos L
    Posted on May 21st, 2020 03:25 PM
    I just refinanced my house the experience was great. Mr. Bob Chamorro made the experience easy and my mortgage was down 700.00 per month. Now I have a saving 8,400.00 USD$ a year. I'm happy
  • Encompass
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    CARLOS L
    Pembroke Pines, FL
    Posted on May 21st, 2020 03:12 PM
    1) Super professional2) Super specific about my loan 3) Always show great aptitude 4) Any problems he resolves and work together5) He is humble and show humanity with customers6) Yes he works for Hamilton but he sales to each customer the best...
    read more
    • 351–360 of 486
    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.