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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888


Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
Excellent help with everything, he always was available to help with any concerns I have.He call me to ask me for my progress in everything I need for my loanI never feel in a rushed from him,He always offers his help if I need it.I recommend...
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He was always available even weekends.
Great attitude, always willing to get the right answers and the best deals for me.
Thank you for all your help
Bob was super nice and very detailed and helpful to me from the very first day we have spoken. Even without being sure if I would even be a loan candidate or not.Definitely recommend to anyone in search for a personal service of a mortgage...
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Bob was very pleasant, easy to deal and always available to talk to and was willing to go the extra mile.
The quickness.
The strong communication and information that was provided to me the entire time. Bob is such a pleasant and kind person to work with. He’s very knowledgeable in his work which makes the process a lot smoother.
Thank you Bob and team. They have been very informative and patient throughout my 1st home buying process.
Bob was very professional, honest and diligent. His positive attitude and prompt response was outstanding. He kept me informe of details during the who process
If I would to buy another home i will sure contact this guys speciality bob he is a hard working person that makes surer to get the job done me and my family thank you so much
I thank very much bob he was very outstanding in his work he worked very hard to obtain the mortgage right on time for me and my family to move tanks once again
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001

Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.