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Bob Chamorro - Lower Mortgage  - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Company Logo
Florida International University
Florida International University
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Zillow
    R
    Rosmaryquinteroa
    Sunrise, FL
    Posted on May 2nd, 2020 12:00 AM
    Excellent help with everything, he always was available to help with any concerns I have.He call me to ask me for my progress in everything I need for my loanI never feel in a rushed from him,He always offers his help if I need it.I recommend...
    read more
  • Encompass
    R
    Rosmary Q
    Weston, FL
    Posted on May 1st, 2020 11:48 PM
    He was always available even weekends. Great attitude, always willing to get the right answers and the best deals for me. Thank you for all your help
  • Encompass
    K
    Kelly C
    Hollywood, FL
    Posted on April 30th, 2020 03:10 AM
    Bob was super nice and very detailed and helpful to me from the very first day we have spoken. Even without being sure if I would even be a loan candidate or not.Definitely recommend to anyone in search for a personal service of a mortgage...
    read more
  • Encompass
    J
    Janet A
    North Lauderdale, FL
    Posted on April 29th, 2020 12:22 PM
    Bob was very pleasant, easy to deal and always available to talk to and was willing to go the extra mile.
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    I
    Ismael A
    Plantation, FL
    Posted on April 21st, 2020 10:28 AM
    The quickness.
  • agent
    P
    Paul E
    Posted on April 15th, 2020 02:38 AM
    The strong communication and information that was provided to me the entire time. Bob is such a pleasant and kind person to work with. He’s very knowledgeable in his work which makes the process a lot smoother.
  • Encompass
    E
    Erline D
    Hollywood, FL
    Posted on April 11th, 2020 02:17 PM
    Thank you Bob and team. They have been very informative and patient throughout my 1st home buying process.
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    Joaquin R
    Hollywood, FL
    Posted on April 1st, 2020 12:50 AM
    Bob was very professional, honest and diligent. His positive attitude and prompt response was outstanding. He kept me informe of details during the who process
  • Zillow
    Z
    Zuser201604031326432
    Posted on March 27th, 2020 07:56 PM
    If I would to buy another home i will sure contact this guys speciality bob he is a hard working person that makes surer to get the job done me and my family thank you so much
  • Encompass
    M
    Marlon L
    Hollywood, FL
    Posted on March 27th, 2020 07:50 PM
    I thank very much bob he was very outstanding in his work he worked very hard to obtain the mortgage right on time for me and my family to move tanks once again
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    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.