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Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

Lower Mortgage
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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Rebecca M
    Homestead, FL
    Posted on August 4th, 2020 12:31 PM
    I recommend Bob to everyone. He is very kind and transparent. I can always expect the truth from Bob. He always treats me with the upmost kindness and respect. All of my clients tell me wonderful things about Bob and thank me for recommending...
    read more
  • Encompass
    M
    Matthew A
    Hollywood, FL
    Posted on July 31st, 2020 02:41 PM
    Was great dealing with Bob. Always very quick at answering any questions
  • Encompass
    C
    Christopher A
    Hollywood, FL
    Posted on July 29th, 2020 11:13 AM
    Bob is very professional and he instills confidence in his clients that he is fighting on your behalf for the best rates. All of the staff on his team that helped in the process were also a pleasure to work with. I would recommend Bob in a...
    read more
  • Encompass
    N
    Ninoska M
    Homestead, FL
    Posted on July 25th, 2020 06:16 PM
    Excellent service, 100% professional, great communication and patience.
  • agent
    M
    Medina J
    Posted on July 17th, 2020 08:57 PM
    Everyone I have spoken to have been great. Bob and Fernando are phenomenal and have made this experience amazing and stress free for us. They always were available to answer any questions.
  • Encompass
    J
    JAVIER F
    Weston, FL
    Posted on July 14th, 2020 08:03 PM
    All process in general, steps just in time, information accurate, etc.
  • agent
    A
    Armando R
    Posted on July 14th, 2020 04:47 PM
    Was a smooth transaction. Bob's customer service was amazing. Always answered our calls no matter what time it was or what he was doing.
  • Encompass
    P
    Patty C
    Delray Beach, FL
    Posted on July 13th, 2020 03:47 PM
    I will gladly continue to refer my clients to Bob. Bob is a faithful professional, always eager to help.
  • Encompass
    A
    Alvaro D
    Delray Beach, FL
    Posted on July 13th, 2020 12:47 PM
    How fast and efficient everything was
  • Encompass
    A
    Armando R
    Port Saint Lucie, FL
    Posted on June 29th, 2020 02:39 PM
    Bob Chamorro always answered our phone calls even if it was after hours. The customer service that he provided was outstanding. Always answered our questions and emails right away. It was a pleasure working with Bob.
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    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.