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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
El señor Bob, es muy responsable,amable y solidario. Gracias señor Bob a usted y su equipo por su labor.
Attention to detail was immaculate
Bob's was always available and worked very hard to achieve his client's goal. He's experienced and professional. Thank you Bob for making it happen in these difficult times!
Buying a home is the best thing ,but the Criteria that comes with it . Wasn't an Easy task but Bob held my Hands and walk me Through, Now am the Happiest person today in my New Home ...Thank you very much Bob & Your Team ....Looking forward...
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Bob was such a pleasure to work with. He broke everything down so that it was easy to understand without feeling overwhelmed. I appreciated the fact that Bob was always available whenever I had a question. Communication was key and it's what...
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Bob was prompt and courteous in responding to questions and getting tasks done.
I was a pleasure working with him as the buyers realtor.
At the beginning of my home buying process, I did not initially use Hamilton Group as my lender however Bob did not give up on me. He very charismatically checked up on me with my home buying process u til the first lender did not work out....
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Very helpful! Great at communicating 😊
Bob was great and very helpful.
Bob is a true professional and a pleasure to work with. I have referred Bob to several clients and will continue to do so. My clients deserve the best, and I firmly believe that they get the best attention, advice & results from Bob.
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.