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Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

Lower Mortgage
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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    C
    CINDY M
    Eustis, FL
    Posted on October 13th, 2020 05:36 PM
    Bob was amazing getting this family approved and on the road to homeownership. Loved the videos explaining each step!
  • Encompass
    K
    Krista N
    Boynton Beach, FL
    Posted on October 13th, 2020 05:10 PM
    Bob was able to bring this to the closing table on time and kept me updated throughout the process. Great job.
  • agent
    N
    Neida V
    Posted on October 13th, 2020 04:49 PM
    We were very pleased about Bob been very pleasant and knowledgeable giving us loan information and advice. The whole experience was extremely pleasant. We felt very comfortable about reaching out to him at anytime. Thanks to him we got our...
    read more
  • Encompass
    J
    Jesus M
    Posted on October 13th, 2020 04:03 PM
    speed and efficiency
  • Encompass
    S
    Samuel S
    Posted on October 13th, 2020 03:34 PM
    Bob has the patience to explain all the steps of home loans, gave us the proper assistance, and helped us make decisions. As a first buyer, this was very important for us.
  • Encompass
    M
    Manuel
    Homestead, FL
    Posted on September 9th, 2020 02:15 PM
    Bob is the best in the business !!! Highly recommended
  • Encompass
    A
    Aliarys E
    Sunrise, FL
    Posted on September 8th, 2020 01:40 AM
    Excellent services!!! Always available went I need him to explain me anything about the house!!! I really appreciate all what he did and all the helps that bob and John did for me and my family!!! We Was very stressed but with his help and...
    read more
  • Encompass
    L
    Linet P
    Dania Beach, FL
    Posted on September 8th, 2020 01:29 AM
    He was there every time I called him, gave us excellent advices and extremely fast with everything. Excellent professional. Thanks!!!
  • Encompass
    B
    Bernardo J
    WESTON, FL
    Posted on September 6th, 2020 07:37 PM
    Bob is an expert in his field. His knowledge and resourcefulness were key for a fast and smooth closing process. Anything related to mortgages, Bob should be your point of contact.
  • Encompass
    S
    Susan E
    Fort Lauderdale, FL
    Posted on September 4th, 2020 08:33 PM
    This experience buying a Florida home was so seamless. The level of professionalism was outstanding. I would highly recommend Bob and his team. Thank you.
    • 321–330 of 486
    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.