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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
the attention the service provided with professionalism and much more. Simply Incredible !!
Thank you very much for all of your help Bob. It was a smooth process. Thanks again!
Our process was extremely smooth, Bob was on top of everything and our loan could not gone faster. Thank you for the hard work and excelence. 100% recommended.
Bob is one of those true professionals that are hard to find. He is knowledgeable of his subject, and transparent throught the entire transaction. His comunication skills are impeccable and has a great degree of dicipline throughout a process...
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I make the most important investment with the help of the great team of Bob Chamorro. I really advise new home buyer to contact Hamilton group at Bob Chamorros agency. He and his team make the whole process so easy and make sure that you get...
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Bob was always available to communicate whether via email, phone call or text and at any time. Great advice, gave great instruction. Will definitely work with Bob and his team again.
Even though I was fustrated and ready to give up, but Bob Chamorro didn't let me. He was very encouraging and had patient with me
Bob and Lori were great with my loan process, they were always available to take my calls and very knowledgeable. They made my first home purchase a great experience. Would definitely recommend Bob and his team to my friends and family!!
Bob not only made the process easy, he kept me calm & relaxed at every step. He is a pleasure to work with and great for first time and/or second home buyers
Bob and team were awesome. At all time dispo for me to answer any single question . Lori was very patient and helpful through all the process. I'm very happy and thankful for the great job they did with my deal
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.