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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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9 AM to 5 PM(Open now)
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closed
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Excellent work
Una experiencia súper fácil con el equipo de Bob. Gracias a mi realtor José Alberto por todo su trabajo y paciencia. Gracias
Bob is very informative and works quickly to ensure the deal will close in a timely manner. He answers any and every question with great detail and breaks it down so it’s easy to comprehend. Would definitely recommend Bob to anyone that is...
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Reply from Bob Chamorro
September 12th, 2024 08:40 PM
Thank you so much for the kind words, Christy & Phede! I look forward to serving any friends or family you send my way. Please don't hesitate to reach out if you need anything in the future. - BC
Siempre estuvo pendiente a todo nuestro proceso . Nos contestaba rápido y nos aclaró dudas en todo momento. Muy fácil todo el proceso y muy profesional. Recomiendo a Bob y sepan que todo va a ser claro y ameno el camino con el y su equipo de...
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Una experiencia súper fácil con el equipo de Bob. Gracias a mi realtor José Alberto por todo su trabajo y paciencia. Gracias(Translated by Google)A super easy experience with Bob's team. Thanks to my realtor, José Alberto, for all his work...
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Mi experiencia con Bob y su equipo fue muy especial . Gracias por permitirnos lograr nuestro sueño de tener un pedacito de EEUU. Ya felices en nuestra casa tan fácil todo el proceso y aplicamos en noviembre y ya el 8 de diciembre estábamos...
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Bob, was excellent shopped around for the best rates and had me organized so I get a good loan. I had millions of questions and he was so patient answering me I know I probably drove him crazy but he never got upset and was always nice . He...
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Bob, is amazing. I really loved his patience being a first time home buyer I had millions of questions and even sometime repeated questions but he always was nice and helpful. Gave me a video to watch to know what to expect in closing. Stayed...
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Bob was always supportive and giving us the complete information we needed to make the decisions we had to make. He is AMAZING!
Bob was such a pleasure to work with. He made my first loan process incredibly simple, quick, and pleasant. He always has a positive attitude, which makes everything better. I will be working with Bob on my next home purchase!
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.