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Bob Chamorro - Lower Mortgage - Branch Manager | NMLS# 282888 in Coral Gables, FL
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Bob Chamorro - Lower Mortgage

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Branch Manager | NMLS# 282888

Lower Mortgage
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Florida International University
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Florida International University
Florida International University
Contact Info
(305) 987-8726
Coral Gables, FL
https://lowercoralgables.com/
https://www.lower.com/lo/bchamorro
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    F
    Fredy F G
    Westlake, FL
    Posted on November 24th, 2024 01:23 PM
    Me and my husband we are very thankful with Bob Chamorro. He help us during our home purchase prowess, everything went perfect, and very easy and smooth transition . We are very grateful and we want to share our experience with friends and...
    read more
  • Encompass
    A
    Alejandro Q
    Cutler Bay, FL
    Posted on November 15th, 2024 01:35 PM
    la atención es muy cordial, aclararon todas las dudas que llegamos a tener y hablar con Bob es como si nos conociéramos desde hace mucho tiempo. te da confianza.
  • google
    V
    Vicneiry T
    Posted on October 27th, 2024 03:47 PM
    Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Vicneiry T
  • Encompass
    V
    Vicneiry F T
    North Lauderdale, FL
    Posted on October 27th, 2024 03:47 PM
    The great team work and communication.
  • google
    S
    Sonia L
    Posted on October 7th, 2024 06:29 PM
    Mr. Bob and his team were incredibly personable, efficient, and professional—it was a true pleasure to work with them. Their commitment to excellence is evident, and I wholeheartedly stand by their work. Thanks to them, I finally get to own...
    read more
  • Encompass
    S
    Sonia N L
    Pompano Beach, FL
    Posted on October 7th, 2024 06:29 PM
    Mr. Bob and his team were incredibly personable, efficient, and professional—it was a true pleasure to work with them. Their commitment to excellence is evident, and I wholeheartedly stand by their work. Thanks to them, I finally get to own...
    read more
  • google
    7
    797 R
    Posted on October 5th, 2024 01:53 AM
    Bob Chamorro - Lower Mortgage has received a review with 5 star rating from 797 R
  • Encompass
    A
    Amilcar M
    Pompano Beach, FL
    Posted on October 5th, 2024 01:53 AM
    Bob goes above and beyond with his services he got me the best loan possible with a great interest rate with almost 0 down payment and a ton of discounts! Bob is a loan MASTER I recommend every one to use Bob for their next property purchase....
    read more
  • google
    L
    L G
    Posted on October 4th, 2024 07:52 PM
    Bob Chamorro - Lower Mortgage has received a review with 5 star rating from L G
  • Encompass
    L
    Luis A G
    Cape Coral, FL
    Posted on October 4th, 2024 07:52 PM
    He was so incredible helpful. Great communication, very profesional and thorough. Highly recommend! And very grateful.
    • 121–130 of 486
    About
    Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Home Equity Conversion Mortgages(HECM)
    Bank Statement Loans
    Specialities
    Goverment loans
    Agency loans
    Non-QM loans
    Reverse Mortgages
    Hard Money Loans
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    Education
    • Florida International University
      Business
      International Business
      Aug 1997 -Dec 2001
      Florida International University logo
    Positions
    • Lower.com - Branch Manager
      Jul 1st, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 282888
    • Branch NMLS# 1477432
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.