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Bob Chamorro - Lower Mortgage
Branch Manager | NMLS# 282888
Florida International University
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more ... Show More
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9 AM to 5 PM(Open now)
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closed
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closed
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Reviews from Web
Bob was such a pleasure to work with. He made my first loan process incredibly simple, quick, and pleasant. He always has a positive attitude, which makes everything better. I will be working with Bob on my next home purchase!
Bob was so tentative during the process. Aside from making a complex process simple, he always had a positive and proactive attitude. Thank you, Bob!!
Very nice experience, Bob is great.
Bob was wonderful, very professional, we had a Great experience with his work. Thank you Bob! I will recommend you to my friends and costumers 💯. 😃
Great service and willing to help with everything. Smooth process
Very grateful to have these team working with us. They are great and handled well with no stress. My wife and I thank you all Bob, Bremi etc.
Consistency updated about needed documents. Handle with professionalism, Bob, Bremi everyone are top notch in their job. Keep up the good work. The process goes smoothly without any stress in 1 month and half. Thank you
Consistency updated about needed documents
Bob Chamorro - Lower Mortgage has received a review with 5 star rating from Lumey S
Reply from Owner
June 7th, 2024 01:20 AM
Thanks Lumey! BC
Wonderful person and wonderful team, a pleasure to have your help and experience, blessings.
Reply from Bob Chamorro
June 7th, 2024 01:24 AM
Thanks very much for your kind review Lumey. It was truly a pleasure to assist you throughout the process. We will always be here for your mortgage needs. Take care! BC
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About
Bob Chamorro is a Mortgage Loan Officer with Lower Mortgage based in Coral Gables, FL, serving South Florida, West Florida, and surrounding communities. With 23+ years of mortgage experience, Bob has closed over 2,800 loans and funded more than $1 billion in volume. He helps first-time, primary, and move-up homebuyers with FHA, Conventional, and other loan options. Known for consistent communication, professionalism, and a smooth process from application to closing, Bob provides expert guidance every step of the way. Bob is also a Spanish-speaking mortgage professional proud to serve the South Florida community.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Conversion Mortgages(HECM)
Bank Statement Loans
Specialities
Goverment loans
Agency loans
Non-QM loans
Reverse Mortgages
Hard Money Loans
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Education
- Florida International UniversityBusinessInternational BusinessAug 1997 -Dec 2001
Positions
- Lower.com - Branch ManagerJul 1st, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 282888
- Branch NMLS# 1477432
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.