Bill Baralt
Mortgage Loan Advisor | NMLS# 372335
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Very easy to secure the loan and do the paperwork. The process was pretty painless, quick and easy. Bill was able to get us a great rate and the closing costs were not too bad.
I like being informed while the process is going on. I either had a call, text, video or email. It’s always a pleasure working with Bill and I will keep referring him to my buyers.
Bill is thorough, knowledgeable and timely/clear with his communications. Outstanding person to work with for mortgage needs!
Bill truly had our best interests in mind through out the entire process. He was always 1 phone call away and worked with us through every step and obstacle we encountered. Explained every step and answered all of our first time home buyer...
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Bill is great. Always available to answer questions and concerns. He is the best of the best!!
Bill Baralt and his team did a great work on our loan; easy to work with, a great experience; highly recommended.
Easy to communicate, fast and reliable service. Highly recommended.
Very professional, on time
Bill was amazing made buying my first house a breeze. Would recommend to anyone. 10/10
Bill is very pleasant. It’s sometimes a pain in the neck to get all information needed and he made it very pleasant on the phone scanning stuff back-and-forth. He was very patient with me and almost made it fun doing it. I said almost.
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.