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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jessica C
    Largo, FL
    Posted on February 16th, 2020 05:01 PM
    flawless experience, thank you
  • Encompass
    B
    Beth A
    Clearwater, FL
    Posted on February 7th, 2020 01:06 PM
    Bill was on top of every aspect of my loan and was very communicative.
  • Encompass
    M
    Maria J
    Palm Harbor, FL
    Posted on February 4th, 2020 05:03 PM
    I really appreciated Bill reaching out to me as listing Realtor and keeping me in the loop as to what was going on. This buyer had made the mistake of working with a bank who had a file 4 wks and then realized they couldn't finance a condo....
    read more
  • Encompass
    F
    Fredrick C
    Clearwater, FL
    Posted on February 4th, 2020 04:59 PM
    I had three properties to refinance and Bill did an amazing job.I was able to get great rates and fixed mortgages for all three properties. Bill and his staff did a great job processing a ton of paperwork and things went very smoothly. I will...
    read more
  • Encompass
    L
    Larry R
    Palm Harbor, FL
    Posted on February 4th, 2020 01:59 PM
    All good.
  • Encompass
    A
    Angeline A
    Palm Harbor, FL
    Posted on January 30th, 2020 10:45 AM
    He made it super easy and smooth from start to finish and explained everything along the way.
  • Encompass
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    Octavia C
    Clearwater, FL
    Posted on January 27th, 2020 12:52 PM
    Bill is easy to work with and always is responsible and respectful of me and my clients
  • Encompass
    M
    Matthew J
    Palm Harbor, FL
    Posted on January 22nd, 2020 11:28 AM
    Solid communication Timely responses Overall fantastic customer service
  • Encompass
    A
    Andrew J
    Palm Harbor, FL
    Posted on January 16th, 2020 11:31 AM
    Bill walked us through every step and made things very easy. He answered all of our questions. Thanks
  • Encompass
    K
    Karri S
    Clearwater, FL
    Posted on January 10th, 2020 01:41 PM
    Bill made the process very easy from the beginning. I had heard horror stories about buying a house. None of that happened with Bill. It was an amazing and stress-free experience.
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.