Bill Baralt
Mortgage Loan Advisor | NMLS# 372335
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Great communication and very respectful staff.
Bill . Was knowledgeable. Patient, and so willing to take time to explain anything in question. He is polite, professional and a pleasure to do business with. He is an expert on VA loans & procedures.
We have used Bill in the past. We have confidence in his advice and integrity. This time, our confidence in him was most critical. Thank you Bill for who you are.
Everything went very smoothly. This is the second time that I have worked with Bill. I would definitely recommend him.
Great Job Bill thanks for your help and your team is professional that I recommend to all my friends
Bill was quick to respond to questions and concerns about the process. He laid out the timeline of how & when things would occur and asked for documents ahead of when they were due so everything was always handled. He explained what things...
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Bill is very knowledgeable and prompt at getting things done. Would and have already referred people to him.
Bill is great to work with! He explains everything thoroughly and slowly for those of us who not expert at this process. Bill is patient and answers all my questions, no matter how simple they are. This is the third time I've worked with Bill...
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This is my second time working with Bill. In both cases he has been amazing. Luckily, my insurance company dropped the ball during the approval process and Bill referred me to someone who saved me money with better coverage. Thanks again for...
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Amazing communication. Quick to respond. Super easy experience.
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.