
Bill Baralt
Mortgage Loan Advisor | NMLS# 372335

Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Bill was very knowledgeable and helpful throughout the process. He made it a pleasant experience.
Bill did a first rate job and made the refinance as easy as it could have been. Before retirement I was a full time Real estate Agent for 15 years and I speak from the experience from many financing / closing transactions.We were the third...
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We have used Bill before and will use him again in the future. He is prompt available to answer any questions and knowledgeable. Very good customer service!
Great communication from beginning to end. Bill was always available and made this a smooth transaction!
Special thanks to Bill! Made buying our first home so smooth. Couldn’t have asked for a better experience!
Great experience!! They worked quickly and efficiently.
Bill was great to work with and very diligent. He never lets anything slip through the cracks. I will definitely work with him in the future.
Super easy to work with. Bill took all the stresses out with our purchase.
The entire experience was great I don't know what else 2 say
All issues were resolved quickly and efficiently for an on time closing I could plan on.
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.