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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Mary J
    Ramrod Key, FL
    Posted on October 25th, 2020 11:33 PM
    Bill was very knowledgeable and helpful throughout the process. He made it a pleasant experience.
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    Theodore A
    Ramrod Key, FL
    Posted on October 22nd, 2020 07:14 PM
    Bill did a first rate job and made the refinance as easy as it could have been. Before retirement I was a full time Real estate Agent for 15 years and I speak from the experience from many financing / closing transactions.We were the third...
    read more
  • Encompass
    G
    Garrett J
    Clearwater, FL
    Posted on October 20th, 2020 02:54 PM
    We have used Bill before and will use him again in the future. He is prompt available to answer any questions and knowledgeable. Very good customer service!
  • Encompass
    A
    Antje A
    Clearwater, FL
    Posted on October 16th, 2020 12:44 PM
    Great communication from beginning to end. Bill was always available and made this a smooth transaction!
  • Encompass
    S
    Shamari R
    Palm Harbor, FL
    Posted on October 16th, 2020 01:43 AM
    Special thanks to Bill! Made buying our first home so smooth. Couldn’t have asked for a better experience!
  • Encompass
    S
    Shelby H
    Palm Harbor, FL
    Posted on October 4th, 2020 04:24 PM
    Great experience!! They worked quickly and efficiently.
  • Encompass
    A
    Amanda H
    Clearwater, FL
    Posted on October 2nd, 2020 01:44 PM
    Bill was great to work with and very diligent. He never lets anything slip through the cracks. I will definitely work with him in the future.
  • Encompass
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    Garrett M
    Palm Harbor, FL
    Posted on September 30th, 2020 12:48 PM
    Super easy to work with. Bill took all the stresses out with our purchase.
  • Encompass
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    Karen A
    Seminole, FL
    Posted on September 29th, 2020 03:44 PM
    The entire experience was great I don't know what else 2 say
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    William B
    Clearwater, FL
    Posted on September 29th, 2020 02:22 PM
    All issues were resolved quickly and efficiently for an on time closing I could plan on.
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.