Bill Baralt
Mortgage Loan Advisor | NMLS# 372335
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Bill was easy to work with, great communication and helped facilitate a smooth transaction!!
Bill was quick with any questions or documents needed to make my buyers transaction go smoothly. He was able to simplify the process and explain each step in a manner my buyers were able to understand which is huge for first time home buyers...
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We have closed on 3 home loans with Bill. We wouldn't dream of going to anyone else.
Bill made everything easy and was very helpful and patient throughout the whole process. Appreciate his honesty, never felt like I was being sold anything or being misled in the wrong direction
Bill & his team are top notch, all the time. True professional service, very helpful, & provide the needed information the entire way through the process.
Bill provided excellent service as he very engaged throughout the entire process. In addition we’ve reduced our rate nearly 1 & 1/2% on the refi!
Bill is very personal and informative. We didn’t have to contact him. He contacted us and kept us informed on every step.
Bill provided us with a seamless problem free refi. Great experience. Very professional.
Everything went smoothly. Bill even assisted me with switching to a new home owners insurance company saving me over a thousand dollars per year.
Bill Baralt is the best! Great experience!
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.