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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    James R
    Clearwater, FL
    Posted on March 2nd, 2021 11:48 AM
    This is the second time we dealt with Bill. He is extremely efficient and will recommend him to anyone who is looking to finance or considering refi.
  • Encompass
    M
    Melissa D
    Clearwater, FL
    Posted on March 1st, 2021 01:45 PM
    Bill did a super job communicating both with our customer and with me throughout the homebuying process!
  • Encompass
    M
    Margot K
    Safety Harbor, FL
    Posted on March 1st, 2021 01:25 PM
    Bill was very patient to explain the mortgage progress to me. I could trust him and call him with my question. Thank you Bill
  • Encompass
    A
    Alice S
    Clearwater, FL
    Posted on March 1st, 2021 10:53 AM
    Quick and easy service!
  • Encompass
    J
    Joyce A
    Port Charlotte, FL
    Posted on February 27th, 2021 02:15 PM
    Responded each time I asked him for a status update on the loan process
  • Encompass
    F
    Frank W
    Clearwater, FL
    Posted on February 26th, 2021 12:58 PM
    He was aways supportive, informative and helpful. Made me feel less anxious!!
  • Encompass
    R
    Robyn H
    Palm Harbor, FL
    Posted on February 22nd, 2021 12:58 AM
    Bill is a very pleasant person and his communication and knowledge was excellent.
  • Encompass
    R
    Robert M
    Chiefland, FL
    Posted on February 21st, 2021 01:05 PM
    Bill has a great personality and is easy to work with. We were able to work through every issue that came up during this process.Bill, his brother Mike, and their father Ernie before them, have provided us with every mortgage we've had going...
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  • Encompass
    K
    Kelli L
    Chiefland, FL
    Posted on February 18th, 2021 05:32 PM
    Very friendly and pleasant to work with. Had some issues with knowledge on our type of loan (combining land with new manufactured home), but we worked thru the challenges and got it done.
  • Encompass
    M
    Maxwell S
    Holiday, FL
    Posted on February 16th, 2021 02:12 PM
    Bill was available and willing to assist with every single step of the way throughout the process of buying my first house. Since I'd never done this before Bill explained things so I understood what was happening at all times and made me comfortable...
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.