

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Professional , extremely helpful no matter what the question was , respectful and efficiently processed.
Ben made it super easy
Ben and his team worked quickly and efficiently. They made the experience really easy.
Everything goes smoothly, and it's a pleasure to experience. It's so easy to apply, and minimal documents are required. They arranged for someone to come over for the notary service with video interpreter service because I can't use an e-notary,...
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Ben's processes and systems were set up to provide me the information I needed in the most non-invasive way compared to other companies. The others just bombarded me with calls and emails. Ben's automated systems gave me the most important...
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Ben was very professional and knowledgeable. I appreciated his support and patience in getting my loan done.
Very personable and attentive to our needs! Great follow-up!
Quick and smooth
Being in the mortgage lending business myself, I was initially hesitant to work with someone I had never met before. Ben eased any concerns from the very start and I couldn't be happier with how smooth and easy my loan process went. Highly...
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Ben is very personable promptly returned my emails and made the Loan process go very smoothly for me. l appreciate all the effort he put into getting my Loan
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing