

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Ben listened to my needs and came up with a plan for me even though I was in a difficult situation. He came through, when others could not. Give him a chance you will not be disappointed.
Ben was amazing. This had to be the most pleasant borrowing experience in my life. Ben walked me through the pros and cons of several options with a final recommendation on which type of loan to secure and within a few days we had our funds....
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Ben was great, so personable and professional!!! Easiest and fastest loan I've ever recieve.Thank you Ben and the rest of the team for for everything!!
...........
Ben Kelley was fantastic to work with and the whole process was easy and stress free.
Efficient and easy process. I enjoyed my interactions with Ben
Ben was across the board phenomenal: professional, prompt communication & follow-up, highly knowledgeable and advised based on my needs. I've been a lending officer and leader for over 20 years and can confidently say he is top notch . I will...
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Awesome experience, we will refer to our friends
The guys and girls on the team never gave up they were determined to get me approved and they did it thank you so very much you guys are awesome!
Quick and easy
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing