

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Great Experience!
You always feel they are looking after your best I terest interest and consult you on every potential option. A true partner.
Ben was knowledgeable and very efficien. The loan process was quick and easy and remote closing was such a convenienc.
I had a great experience working with Ben. He is very knowledgeable and always available to help and answer quesdtions. This is my second time working with him and both times the process has been smooth. I truly appreciater all his help and...
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Ben really listens and connected with my needs. He worked above and beyond what most people would to find the plan that suited my situation. I'm very grateful to have had the opportunity to work with Ben. I will be referring him to my family,...
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Ben kept me informed and kindly reminded me to do whatever was needed at that time. He has a great personality, friendly and kind. I wouldn't have finished without his guidance.
I cannot even begin to express my gratitude to Ben Kelly and West Capital. I have been fighting with the county, insurance company and other entities involved in Hurricane Ian repairs for over 3 and 1/2 years and the 'feet dragging' connected...
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Answered questions and made everything quick and easy.
Mr. Kelley was very professional. He immediately put a face to the name with his virtual business card. We stayed in contact through the whole process and he made the experience very simple and stress free. Definitely would recommend Mr. Kelley....
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Ben was Amazing from the very first interaction. He was Professional, Pleasant, Informative, Transparent and Assertive with ensuring things were done in a timely manner. From the very beginning and throughout the entire process and the end,...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing