

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Ben is very personable and funny.
The process of refinancing was super easy and stress free. If those rates keep dropping, I'll def be back!
the quick, detailed response and for guiding me through the process
Ben was very easy to work with and was always responsive.
Speedy and organized
I appreciate how Ben walked me through the process. He explained everything & was available to take my questions. The whole process from start to finish was quick.
Ben was such a pleasure to work with. Not only was he professional, but he answered all of my questions in a timely manner. He discussed options available to me to help make the process easier and worry free. I appreciate all his help with...
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Ben made it awesome! Very knowledgeable, problem solver and answers his phone and email. Makes the steps very seamless and removes all stress.
Ken was very helpfull and maid the process seamless
Ben was very patient with all the changes I had requested on the application and walked me through all the specifics of the loan and the process.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing