Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator
Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Ben Allred and Waterstone Mortgage have been absolutely amazing! Their attention to detail and personalized approach is why we keep coming back. We were able to lock in a great rate on our re-fi, and it's all thanks to Ben and Waterstone Mortagage!...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for taking the time to write this review, Louie! A fast and easy refinance is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone Mortgage...
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Benjamin Allred at Waterstone Mortgage NMLS #332272 has received a review with 5 star rating from Aung S
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for the 5-star rating, Aung. Don't be a stranger.
Worked with Ben for multiple properties and has been the easiest and most knowledgeable lender I’ve ever had the pleasure of working with, I would not go with anyone else. Trust me he is the best.
Reply from Owner
August 20th, 2021 12:00 AM
Thank you for this glowing review, Cory! We're ecstatic you had such a wonderful experience with Ben. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
We have work with Ben & team several times never disappoined & each time we work with them there system is more user friendly. I would recommend
Ben to all my Clients & friends.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Kenneth! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Thank you Ben & team for all your hard work getting the many details in order to purchase our home so that we can settle into becoming true Southwesterners!
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Jennifer! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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The team we dealt with at Waterstone Mortgage were the best! Because of how unique of a situation and how fast we needed to work to get our dream home Ben & Jewel steped up to the plate and we were able to make it happen because of them! 10/10...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Sam! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Ben and his team are top notch. Very helpful, friendly and kept on top of every detail so that we could close on time. It was such a relief not to have to worry about forgetting something. I would recommend Ben and team ANYTIME!
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Tanya! The team and I were thrilled we were able to provide you with a positive experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy a new...
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This was by far the easiest homebuying process I've encountered. Ben was so helpful and patient and always returned my calls promptly if he was unable to answer at the time I called (which was almost always). His staff was knowledgeable and...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Kathryn! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Ben has been amazing to work with, this our third property we have acquired with him and we will continue to refer all our friends and family to him. Great integrity and attention to detail are just a few of his qualities. Has excellent communication,...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Miguel! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Ben and his team are great to work with, as a first time homebuyer they made the process simple and explained every step of the process.
Reply from Ben Allred - Waterstone Mortgage NM...
March 29th, 2021 08:41 AM
Thank you for your recommendation, Lynn! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in...
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions