Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator
Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ben and his team are great to work with, as a first time homd buyer they explained every step of the way. For someone who didn't know what I was doing or wherd to start thry were exceptional.
Reply from Owner
March 26th, 2021 12:00 AM
Thank you for sharing, Lynnfan! We're thrilled to hear everything went so smoothly with your first homebuying with the help of Ben and his team. We hope to work with you again in the future!
As a first time home buyer just a few months ago I would have never thought to refi this early, but just like they were the first time they were there every step of the way, explaining each step and what is needed, which is greatly appreciated....
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Reply from Owner
January 8th, 2026 10:49 AM
Thank you for this 5-star review Lynn! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
Great service! Highly recommended, very professional, it was a pleasure working with Ben!
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Gaiva! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben and his team are absolutely a 5/5 star team! I have nothing but nice things to say about them. For the first time buying a home, I had no idea what I was doing. And I may have called him a few too many times but he was always there for...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Daniel! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Ben was a great help throughout the mortgage process! Took the time to walk me through each major step and piece of paperwork, was highly available for questions, and generally gave great guidance. Couldn’t recommend working with him enough!...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for taking the time to write this review, William! A fast and easy mortgage is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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Ben Allred is our go to! Makes the process easy and enjoyable, explains everything and always timely. Very knowledgeable and professional. Five stars!
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your kind review, Milda! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben and Team were a pleasure to work with and did a great job answering all our questions, keeping us informed throughout the process, and making the refi process painless. I would recommend Ben and team.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Tim! The team and I were thrilled we were able to provide you with a positive refinancing experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Ben is super knowledgeable. He is my go-to loan originator when I need a mortgage or refinance. He's never too busy to educate his clients or answer complicated market questions.
Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your kind review, Dexter! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben has been our Mortgage guy for finance of one property and re-finance of another. Both times he and his team have done a excellent job leading us through the whole process. Always available for answers to questions and very quick in his...
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Reply from Owner
January 8th, 2026 10:50 AM
Thank you for your review, Matthew! The team and I were thrilled we were able to provide you with a positive homebuying and refinancing experience. We look forward to working with you again when the time to refinance or buy a new home is right....
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Ben has been our Mortgage guy for finance of one property and re-finance of another. Both times he and his team have done a excellent job leading us through the whole process. Always available for answers to questions and very quick in his...
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Reply from Ben Allred - Waterstone Mortgage NM...
February 12th, 2021 02:47 AM
Thank you for your recommendation, Matt! The team and I were thrilled we were able to provide you with a positive homebuying and refinancing experience. We look forward to working with you again when the time to refinance or buy a new home...
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions