Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator
Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon...... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Working with Ben is always a pleasure. He is knowledgeable, motivated, prompt in his responses, and very easy to work with. He brings a positive attitude to every interaction and makes process smooth and enjoyable.
Reply from Ben Allred
June 22nd, 2026 04:10 PM
Thank you for your kind words, Amber. I'm happy to know that you find working with me enjoyable and that the process has been smooth for you. If there's anything more I can do to assist, please let me know.
Very easy to work with and got stuff done :)
Reply from Ben Allred
June 18th, 2026 03:12 PM
I'm glad to hear that you found the process easy, Jill. It's great to know that everything got done smoothly. If you need anything else, feel free to reach out.
It was a little bit of a challenging loan and everyone worked together to make it happen. I'm incredibly grateful.
Reply from Owner
June 3rd, 2026 02:32 PM
I'm grateful for your kind words, Jaree. It's wonderful to hear that we could work together effectively on a challenging loan. If you have any further questions or need assistance, please feel free to reach out.
It was a little bit of a challenging loan and everyone worked together to make it happen. I'm incredibly grateful.
Reply from Ben Allred
June 3rd, 2026 03:04 PM
I'm pleased to hear that we were able to work together effectively on your challenging loan, Jaree. Your gratitude means a lot to me, and I'm here if you have any further questions or need assistance in the future.
Nothing major, just the miscommunication with the final amount to pay chaging last minute. otherwise very good and will use again
Reply from Benjamin Allred at Waterstone Mortg...
April 6th, 2026 05:07 PM
I appreciate your feedback, John. I'm sorry for any miscommunication regarding the final amount. It's important to me that these matters are clear and straightforward. I'm glad to hear that you had a positive overall experience, and I look...
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Ben and his team (specifically Jewel) were on top of everything . Reaching out to check in on things and make sure things were progressing. They were easy to talk to and work with. Very knowledgeable.
Reply from Benjamin Allred at Waterstone Mortg...
April 6th, 2026 05:04 PM
Thank you, Lacie, for sharing your experience. I'm glad to hear that you found it easy to communicate and work with me and Jewel. Ensuring things progressed smoothly is always our priority, and it's great to know you felt supported and informed...
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We have had several mortgage loans over the years. This was the worst experience we've had to date. They questioned EVERYTHING we gave them and still after closing on the loan 2 weeks ago, they are still asking for employment verification....
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Reply from Waterstone Mortgage
March 13th, 2026 05:53 PM
Thank you for sharing your feedback with us. We understand that additional requests, especially post-closing, can be frustrating, and we truly appreciate your patience and understanding of that. We sincerely appreciated the opportunity to speak...
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This wasnt my first time working with Ben, he is exceptional to work with and a great communicator. He is always kind and friendly and made sure I was informed about the loan process!
Reply from Ben Allred
December 3rd, 2025 07:41 PM
Thank you for your kind words, Mendirut. I'm pleased to hear that you found the communication clear and that you felt well-informed throughout the loan process. It's always my goal to provide a supportive and friendly experience. If there's...
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Benjamin Allred at Waterstone Mortgage NMLS #332272 has received a review with 5 star rating from TommyG
Reply from Owner
December 8th, 2025 09:40 PM
Tom, thank you for the positive rating! It was an absolute pleasure working with you and I look forward to a continued connection and being of service in the future.
Not good timing right now, but I will refer one of my recently married kids when they are ready to pull the trigger on their 1st hint purchase. Ben, you did a fantastic job making this non-conventional situation work for me in a short amount...
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Reply from Ben Allred
December 2nd, 2025 08:29 PM
Wayne, thank you for taking the time to share your experience. I'm glad that I could assist you during a challenging situation, and it's encouraging to know that the personal attention and comfort provided made a difference. I truly value the...
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions