Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator
Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My husband and I have a 10 year relationship with Ben Allred with Waterstone and multiple transactions. Every time seems better than the last. Thank you for always taking care of us Ben!
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Andrea! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben and his team worked a miracle for us. We were under a tight and short deadline and they delivered! Thank you.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your review, Reggie! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Ben and Jewel are a great team for home financing, and I highly recommend them. They are knowledgeable, easy to work with, responsive, and as professional as can be. Though I hope I don't need to move again any time soon, if I do, I will be...
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Reply from Ben Allred - Waterstone Mortgage NM...
March 25th, 2022 05:27 AM
Thank you for your recommendation, John! The team and I were thrilled we were able to provide you with a positive home financing experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep...
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Ben and Jewel are a great team for home financing, and I highly recommend them. They are knowledgeable, easy to work with, responsive, and as professional as can be. Though I hope I don't need to move again any time soon, if I do I will be...
read more
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your review, Julie! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Benjamin Allred at Waterstone Mortgage NMLS #332272 has received a review with 5 star rating from Ana R
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for the 5-star rating, Ana.
This is the 2nd loan we have worked on with Ben and his team. We are repeat clients because this team keeps you informed throughout the entire process, have an easy to use platform for doing a majority of the loan online, and exhaust every...
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Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your review, Chase! The team and I were thrilled we were able to provide you with a positive loan experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
This is the 2nd loan we have worked on with Ben and his team. We are repeat clients because this team keeps you informed throughout the entire process, have an easy to use platform for doing a majority of the loan online, and exhaust every...
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Reply from Owner
March 7th, 2022 12:00 AM
Thank you for taking the time to write this review, Chase! Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Ben and his team.
Ben is truly the best mortgage broker you will find. He is patient, kind and quickly responds to phone calls and texts. He helped me get to the closing table in 20 days with a conventional loan, and I got a great interest rate. After I closed,...
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Reply from Owner
January 8th, 2026 10:49 AM
Thank you for taking the time to write this review, Alexandra! Providing excellent customer service, throughout the loan process, is always my top priority. I am glad we were able to provide you with a positive loan experience and were able...
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I had an incredible experience working with Ben Allred and the Waterstone Mortgage team! As a first time homebuyer, I didn’t know what to expect, but everyone was quick to answer all of my questions and very supportive the entire time.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your review, Tatum! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Working with Ben was a smooth process! He and his team answered all of our questions, provided us with all of the information we needed, and worked efficiently through the entire process. I cannot thank him and Waterstone Mortgage enough for...
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Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your review, Dallin! The team and I were thrilled we were able to provide you with a positive homebuying and refinancing experience. We look forward to working with you again when the time to refinance or buy a new home is right....
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions