Benjamin Allred at Waterstone Mortgage NMLS #...
Loan Originator
Arizona State University
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizon... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Ben and his team were amazing, and that is an understatement. They worked hard to get us a great rate in this tough market and we’re able to pre-underwrite our file, which save so much time. We closed in less than 30 days and the whole experience...
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Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your review, Bonnie! The team and I were thrilled we were able to provide you with a positive experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy a new...
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Waterstone Mortgage made my experience comfortable and satisfying. Any question or confusion I had were addressed quickly, non-judgmental, and professionally.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for this review, Martha! We know how many questions pop up throughout a process – that's why communication is key. I hope to work with you again when the time is right for another refinance or the purchase of a new home. Thanks again....
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We were first time home buyers and Ben was very helpful and knowledgeable.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Faith! Treating my borrowers with the highest level of respect is my number one goal. Thanks for trusting me with the purchase of your new home. It was my pleasure to serve you. Congratulations.
Absolutely the best lender ever. I will never work with anyone else if I have the choice. 😀 So knowledgeable, kind, communicative, and always looking for the best option for my clients. Trust me… anyone who works with Ben will realize the...
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Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Erinn! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben was wonderful! We are so grateful for the way he explained everything to us. He was available anytime we needed him and was so patient with all our questions.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Jenni! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben is a great professional. He knows the business of purchase loans and goes above and beyond to provide great service. He is also an exceptional human being.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for taking the time to write this review, Sommer! A fast and easy loan process is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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Benjamin Allred at Waterstone Mortgage NMLS #332272 has received a review with 5 star rating from Lisa R
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for the 5-star rating, Lisa. Don't be a stranger.
Ben is the most caring and patient person I know to help clients and business partners. He's easy to talk to and has a genuine care for helping people.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Rayven! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Ben has always been Amazing to work with. I would recommend him to everyone.
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for your kind review, Archie! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Benjamin Allred at Waterstone Mortgage NMLS #332272 has received a review with 5 star rating from Rahgan J
Reply from Owner
January 8th, 2026 10:49 AM
Thank you for the 5-star rating, Rahgan. Stay in touch.
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About
With over 25 years in financial and mortgage lending, Ben Allred is a trusted loan officer based in Fort Collins, Colorado, serving clients throughout the United States. He has many years of experience helping homebuyers in Colorado, Arizona, California, Idaho, Utah, and beyond. Ben specializes in conventional, FHA, VA, jumbo, and refinancing loans, offering honest advice, clear communication, and tailored solutions. Known for quick closings and responsive service, he simplifies the mortgage process, so clients feel confident every step of the way. Outside work, Ben enjoys outdoor adventures with his wife and four children.
Products & Services
Mortgage Loan Officer
Down Payment Assistance
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
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Education
- Arizona State UniversityRussian, Central European, East European and Eurasian StudiesBachelor's Degree
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #332272
Awards
Hobbies
- Loves hiking, mountain biking, swimming, snowboarding, and exploring AZ.
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions