

Ashley Higdon
VP of Lending | NMLS# 168604

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
Ashley made everything pleasant and as pain free as possible. I will definitely be recommending her to all my friends.
Reply from Ashley Higdon
June 17th, 2026 05:20 PM
I'm grateful for your kind words, Bridget. I'm happy to know that I could make the process pleasant and stress-free for you. Your recommendations mean a lot to me!
This team is amazing and helped out a lot.
Reply from Ashley Higdon
June 17th, 2026 05:23 PM
I'm pleased to know that my team was helpful. Your kind words mean a lot, and I'm grateful for the opportunity to assist you. If there's anything more you need, please don't hesitate to let me know.
Ashley Higdon and Ashley Goodman were great to work with and very flexible with their schedules to give us the help that we needed to make our first home buying experience easy ans seamless,and were there to answer any questions that we
Reply from Ashley Higdon
June 14th, 2026 11:46 PM
I'm pleased to know that both Ashley Goodman and I could make your first home buying experience easy and seamless, Travis. Flexibility in scheduling and answering your questions is important to me, and I'm grateful for your kind words. If you...
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Everything was online and made easy to understand by the Team.
Reply from Ashley Higdon
June 10th, 2026 02:02 PM
I'm pleased that the online process was easy to understand, Melinda. It's great to know that the team could make your experience a good one. If you have any more questions or need assistance, I'm here to help.
The process went smoothly
Reply from Ashley Higdon
June 10th, 2026 02:01 PM
I'm happy to know that the process went smoothly for you, Eric. If you have any other questions or need further assistance, please reach out to me anytime.
Very paitent , very Clear, made sure we understood every step In order to buy our first home! If there were any questions we had they were answered as soon as possible! Everyone was amazing!
Reply from Ashley Higdon
June 2nd, 2026 02:18 PM
Thank you for your kind words, Candace. I'm pleased to hear that you felt supported and informed throughout the process of buying your first home. It's great to know that all your questions were addressed promptly. If you ever need further...
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Ashley was very helpful with any question we had. She helped to move things along quickly in the timeframe that we needed. This is the second transaction that we have made with her and we would choose her every time.
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Reply from Ashley Higdon
May 28th, 2026 04:38 PM
I'm grateful for your kind words, Katelyn. It's appreciated to know that I could assist you effectively and meet your timeline needs. Thank you for trusting me with your second transaction; I look forward to working with you again in the future....
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She explained every step of the way and was always available to answer any question we had!
Reply from Ashley Higdon
May 26th, 2026 11:18 PM
I'm grateful for your kind words, Sara. I'm happy to hear that I could help make the process clear and be there for your questions. If you ever need more assistance, please feel free to reach out.
She was insightful,very thorough, and super kind! Thank you so much!
Reply from Ashley Higdon
May 23rd, 2026 12:13 AM
I'm pleased that you found my assistance insightful and thorough, Abby. Your kind words mean a lot to me. If you need anything else, don't hesitate to reach out.
Very helpful and fast answering all my questions
Reply from Ashley Higdon
May 27th, 2026 02:51 AM
I'm grateful to hear that you found my assistance helpful and quick, Melody. If you have any more questions or need further support, please don't hesitate to let me know.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 168604
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.