Ashley Higdon
VP of Lending | NMLS# 168604
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Everything went as quickly as I wanted it to! I am very impatient and she made sure to get back to me every time I reached out and communicated all we needed to help speed the process up!
Reply from Ashley Higdon
July 21st, 2026 03:25 PM
I'm grateful for your kind words, Rebecca. It's great to hear that the timing matched your expectations and that my communication was helpful throughout the process. If you have any more questions or need further assistance, please don't hesitate...
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Ashley was amazing
Reply from Ashley Higdon
July 21st, 2026 03:24 PM
I'm grateful for your kind words, Kaylee. It's great to know that you had a positive experience. If there's anything else I can help with, please let me know.
it was great
Reply from Ashley Higdon
July 17th, 2026 10:06 PM
I'm happy to hear you had a great experience, Christopher. Thank you for sharing your feedback! If there's anything else I can assist you with, please let me know.
Everyone I spoke with was so nice and attentive, helping navigate my way through everything as a first time home owner.
Reply from Ashley Higdon
July 10th, 2026 05:55 PM
I'm grateful for your kind words, Jasmine. It's wonderful to know that you felt supported and well-guided as a first-time homeowner. If you have any more questions or need further assistance, please don't hesitate to reach out.
The whole process was made easy by their team. We are very thankful they got us into our new home.
Reply from Ashley Higdon
July 7th, 2026 11:34 PM
I'm grateful to know that my team and I could make the process easy for you, Robert. Congratulations on your new home! If there's anything else you need, please don't hesitate to reach out.
it was great!
Reply from Ashley Higdon
July 2nd, 2026 03:24 PM
Thank you for sharing your positive experience, Alexis. I'm pleased to know that everything went great for you! If there's anything else I can do, just let me know.
Ashley is always on top of her game. She works in a timely but efficient manner. I would use her everytime for all my home buying needs.
Reply from Ashley Higdon
July 2nd, 2026 03:25 PM
Laura, I appreciate your kind words. I'm happy to know that you value my timely and efficient approach. It means a lot to me that you would consider using my services for all your home buying needs. If there's anything else I can assist you...
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Communicating is always easy and the process is a lot simpler than others
Reply from Ashley Higdon
July 2nd, 2026 03:25 PM
I'm pleased to hear that you found communication easy and the process simple, Tyran. I'm grateful for your positive feedback, and if there's anything else you need, just let me know.
The Ashley's
Reply from Ashley Higdon
June 26th, 2026 04:13 PM
Thank you, James, for leaving a review. If there's anything more you'd like to share or discuss, please feel free to reach out.
Ashley goes above and beyond and is very efficient
Reply from Ashley Higdon
June 25th, 2026 10:49 PM
Brad, I appreciate your kind words about my efficiency and dedication. I'm very happy to have been able to support you, and I'm here if you need anything else.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 168604
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.