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Ashley Higdon - VP of Lending | NMLS# 168604 in Lebanon, KY

Ashley Higdon

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VP of Lending | NMLS# 168604

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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
95%
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5%
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Reviews from Web
  • Encompass
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    CHLOE J L
    Loretto, KY
    Posted on September 15th, 2026 04:40 PM
    The process was great and so was the communication it helped to relieve some stress with buying a house.
    Reply from Ashley Higdon
    September 15th, 2026 06:11 PM
    I'm pleased to know that the process and communication helped relieve some stress for you, Chloe. It was a pleasure working with you through Lower, and I'm grateful for your positive feedback.
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    Garrard P
    Elizabethtown, KY
    Posted on September 8th, 2026 01:23 PM
    I just thought there would be more
    Reply from Ashley Higdon
    September 8th, 2026 02:59 PM
    Garrard, I appreciate your feedback. If there's anything specific you feel was missing, please reach out to me directly. I'm here to help and ensure your experience is as positive as possible.
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    David L K
    Elk Horn, KY
    Posted on September 7th, 2026 12:24 PM
    Everyone was amazing to work and so friendly
    Reply from Ashley Higdon
    September 8th, 2026 02:59 PM
    I'm grateful for your kind words, David. I'm pleased to know that you found everyone friendly and enjoyable to work with. Thank you for sharing your experience!
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    Robert S
    Raywick, KY
    Posted on September 4th, 2026 02:30 PM
    Ashley went above and beyond to find solutions for our mort needs She's really good at what she doe! Her team is also top notc!
    Reply from Ashley Higdon
    September 4th, 2026 03:39 PM
    Robert, I appreciate your wonderful feedback. It's great to know that I could assist with your mortgage needs and provide effective solutions. My team and I are grateful for your kind words and are glad you had a positive experience.
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    Connor B
    Lebanon, KY
    Posted on September 4th, 2026 10:09 AM
    The customer service!
    Reply from Ashley Higdon
    September 4th, 2026 03:38 PM
    Connor, I appreciate your feedback on the customer service. I'm pleased to know you had a positive experience. If there's anything more I can do for you, feel free to reach out.
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    Sarah J S
    Raywick, KY
    Posted on September 1st, 2026 01:18 PM
    Ashley went above and beyond to help us buy our dream home. she worked very hard to make sure we understood what our options were and answered the many MANY questions we had! Ashley is the best and we will always use her for our fin needs and...
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    Reply from Ashley Higdon
    September 1st, 2026 04:11 PM
    Sarah, I appreciate your kind words and am so pleased to have been part of your journey to buying your dream home. I'm glad I could help you understand your options and answer your questions. Thank you for recommending me, and I'm here for...
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    DARREL G D
    Campbellsville, KY
    Posted on August 21st, 2026 05:37 PM
    Super friendly and easy to communicate with.
    Reply from Ashley Higdon
    August 28th, 2026 05:38 PM
    I'm grateful for your kind words, Darrel. I'm happy to hear that you found communication easy and appreciated the friendly interaction. Thank you for sharing your experience!
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    RONALD W
    Greensburg, KY
    Posted on August 8th, 2026 04:17 PM
    I had been longing fo a long period of time. I got prequalified and Ashley and her staff made the buying process very enjoyable! I highly recommend Ashley Hidgon and her team!
    Reply from Ashley Higdon
    August 10th, 2026 11:46 PM
    I'm grateful for your kind words, Ronald. It’s nice to know that you found the buying process enjoyable. Thank you for recommending me and my team!
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    Jordan I B
    Columbia, KY
    Posted on July 25th, 2026 10:53 AM
    Communication
    Reply from Ashley Higdon
    July 28th, 2026 04:41 PM
    I appreciate the focus on communication, Jordan. I'm grateful it was a positive part of your experience. If there's anything else you need, please don't hesitate to let me know.
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    Sharon E
    Greensburg, KY
    Posted on July 23rd, 2026 11:28 AM
    I had a lot of problems getting the information that I needed and they helped me all the way
    Reply from Ashley Higdon
    July 23rd, 2026 03:27 PM
    I'm happy to hear that we could assist you in getting the information you needed, Sharon. Your satisfaction is important to us, and I'm grateful for your kind words. If there's anything else you need, please let me know.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 168604
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.