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Annette M. Cobb - VP, Sr. Loan Officer | NMLS # 405400 in Copperas Cove, TX

Annette M. Cobb

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VP, Sr. Loan Officer | NMLS # 405400

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Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Reviews from Web
  • Encompass
    M
    Matthew D B
    Copperas Cove, TX
    Posted on May 9th, 2023 04:06 PM
    Above and beyond
    Reply from Annette Cobb
    January 30th, 2024 05:02 AM
    I'm extremely grateful for your positive feedback, Mr. Matthew! It's wonderful to know that you found my service to be a five-star experience. At First Community Mortgage DBA First National Bank Texas, we aim to go above and beyond for our...
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    M
    Mahamat H
    Killeen, TX
    Posted on May 6th, 2023 01:42 PM
    Mrs. Cobb treated us like family. She kept us updated throughout the process.
    Reply from Annette Cobb
    January 30th, 2024 05:03 AM
    Thank you so much for the kind words, Mr. Mahamat. I'm thrilled to hear that you felt like part of the family and that you appreciated the updates throughout the process. I strive to provide this level of service to all of my clients. It was...
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  • Encompass
    J
    Juanita C W
    Copperas Cove, TX
    Posted on May 4th, 2023 08:34 PM
    Mrs. Annette and her whole team were extremely helpful pleasant. They answered all my questions and were very nice about it. They were very thorough with explaining things and made me feel comfortable. They made the process easy, and very smooth...
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    Reply from Annette Cobb
    January 30th, 2024 05:05 AM
    Thank you so much, Ms. Juanita for your glowing feedback. My team and I always strive to give our clients the most detailed and straightforward information to make the process as simple and easy as possible. We're glad to hear that you felt...
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    James M B
    Temple, TX
    Posted on April 26th, 2023 07:49 PM
    Good response
    Reply from Annette Cobb
    January 30th, 2024 05:05 AM
    Thank you so much for your positive feedback and high rating, James. I'm glad to know that you were satisfied with my responsiveness. At First Community Mortgage DBA First National Bank Texas, we always strive to provide top-notch service to...
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    Jessica J R
    Temple, TX
    Posted on April 20th, 2023 06:16 PM
    Annette is excellent to work with. She answers all questions and works late to get things expedited as efficiently as possible. This is my 2nd mortgage with her and I will recommend her to everyone I know.
    Reply from Annette Cobb
    January 30th, 2024 05:07 AM
    Thank you so much for your glowing review Ms. Jessica! I'm thrilled to hear that you had a positive experience for a second time. Your satisfaction is my top priority, and I’m delighted to know that my efforts to expedite the process and answer...
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    M
    Melissa S J
    Killeen, TX
    Posted on April 19th, 2023 05:11 PM
    Mrs. Cobb and team are amazing. I am a first time homebuyer and the team took care of me. They answered emails in a timely manner, explaining things I had questions on and kept me updated with the progress. I will refer all my friends that...
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    Reply from Annette Cobb
    January 30th, 2024 05:08 AM
    Thank you so much for your kind words, Ms. Melissa. I'm thrilled to hear about your positive experience as a first-time homebuyer with our team! We strive to provide timely, clear communication and are glad this was reflected in your home buying...
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  • Encompass
    B
    Brence A B
    Athens, AL
    Posted on April 18th, 2023 10:32 PM
    Mrs. Cobb and her team are amazing. They made sure that we were informed every step of the way. They made sure that all of our questions were answered. This was our second time working with the team and they treated us just as great as the...
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    Reply from Annette Cobb
    January 30th, 2024 05:10 AM
    I'm absolutely delighted to hear that you had a positive experience working with my team and myself not once, but twice! Your review means a lot to us. We always strive to keep our clients informed and well-cared for, and it's wonderful to...
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  • Encompass
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    Debora P F
    Killeen, TX
    Posted on April 14th, 2023 04:28 PM
    Very helpful and amazing connection with customers
    Reply from Annette Cobb
    January 30th, 2024 05:11 AM
    I'm truly humbled by your words, Ms. Debora. It's great to know that you found our services at First Community Mortgage DBA First National Bank Texas helpful and that you appreciated our connection with customers. Your satisfaction is paramount...
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  • Encompass
    C
    Coryn J B
    Killeen, TX
    Posted on April 14th, 2023 01:47 PM
    The information and help we received and the warm atmosphere
    Reply from Annette Cobb
    January 30th, 2024 05:11 AM
    I'm absolutely delighted to hear that you had a positive experience with us at First Community Mortgage DBA First National Bank Texas. It was an absolute pleasure to assist you and provide all the information that you needed. I strive to create...
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  • Encompass
    C
    Cathy A G
    Killeen, TX
    Posted on April 13th, 2023 07:49 PM
    Mrs. Cobb has the ability to get things done. Top professionalism.
    Reply from Annette Cobb
    January 30th, 2024 05:13 AM
    I'm truly grateful for your positive feedback, Ms. Cathy. I'm pleased to hear you and your hubby found my Team and I service professional and efficient. It was a pleasure assisting you with your mortgage needs at First Community Mortgage DBA...
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    About
    Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Specialities
    VA Loans
    FHA Loans
    Conventional Loans
    TEX VET Loans
    TSAHC Loans
    Refinance
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    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 405400
    Achievements
    • President Club Winner
    Hobbies
    • I Love FASHION!
    • Love Dancing!
    • Love Bling Bling!
    • View All
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender