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Annette M. Cobb - VP, Sr. Loan Officer | NMLS # 405400 in Copperas Cove, TX

Annette M. Cobb

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VP, Sr. Loan Officer | NMLS # 405400

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Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Reviews from Web
  • Encompass
    S
    Sabrina B L
    Vass, NC
    Posted on April 13th, 2023 12:13 AM
    Great communication and team support.
    Reply from Annette Cobb
    January 30th, 2024 05:13 AM
    I'm sincerely thankful for your kind words and excellent rating, Sabrina. Communication and teamwork are at the heart of what we do at First Community Mortgage, so I'm thrilled to hear you've had a positive experience. If there's anything else...
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    Brent W S
    TX
    Posted on March 22nd, 2023 04:16 PM
    Annette and her team worked very hard to remedy issues with a prior lender. Thank you for all the hard work.
    Reply from Annette Cobb
    January 30th, 2024 05:15 AM
    I'm deeply gratified to hear your positive feedback, Mr. Brent. My team at First Community Mortgage DBA First National Bank Texas and I are dedicated to our clients' satisfaction and it's wonderful to know we were able to help resolve the issues...
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  • Encompass
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    Dana G
    Killeen, TX
    Posted on March 14th, 2023 12:44 PM
    Annette was great. Her wealth of knowledge made things possible and her team are dedicated and knowledgeable as well. They worked as a great cohesive unit.
    Reply from Annette Cobb
    January 30th, 2024 05:14 AM
    Thank you so much for your kind words, Dana. I'm thrilled to hear that you had a positive experience with my team and me at First Community Mortgage! We always strive to provide top-notch service and to share our knowledge with our valued customers....
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    Markeba L G
    Killeen, TX
    Posted on March 11th, 2023 05:22 PM
    Annette and her team was there for every question and concern. Things have change since the last time I bought a home, and Annette made it feel like she had no other task besides my family
    Reply from Annette Cobb
    January 30th, 2024 05:16 AM
    Thank you so much for your generous rating, Markeba. I'm pleased to hear that you felt supported during your home buying process. It's true, things have changed a lot in the home buying world, and we aim to make it as comfortable and understandable...
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    J
    Julian M V
    Copperas Cove, TX
    Posted on March 10th, 2023 04:45 PM
    Annette, Temeca and Jacqueline were on the ball from everything even before the transaction started. Very smooth process and communicative to ensure that nothing was every missed and if I ever had a question it was accurately answered for me....
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    Reply from Annette Cobb
    January 30th, 2024 05:17 AM
    Thank you so much for your kind words, Mr. Julian! Your satisfaction is my top priority and I'm thrilled to hear your experience reflected this. Your positive feedback makes all of our efforts so worthwhile. We believe in efficient and clear...
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    Tamara L C
    Copperas Cove, TX
    Posted on February 27th, 2023 05:42 PM
    Ms cobbs team. Her testimony. Her response time
    Reply from Annette Cobb
    January 30th, 2024 05:17 AM
    Thank you so much for your kind review, Ms. Tamara! I'm delighted to hear that you had a positive experience with my team at First Community Mortgage DBA First National Bank Texas. We strive to provide quick response times and a personal touch...
    read more
  • Encompass
    K
    Kyle J L
    Temple, TX
    Posted on February 19th, 2023 08:33 PM
    Great knowledge/expertise, attentiveness and responsiveness
    Reply from Annette Cobb
    January 30th, 2024 05:18 AM
    I'm overjoyed to hear that you had a positive experience working with me at First Community Mortgage DBA First National Bank Texas. Your kind words about my knowledge, attentiveness, and responsiveness are very much appreciated. Ensuring that...
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  • Encompass
    D
    David B
    Killeen, TX
    Posted on January 30th, 2023 03:40 AM
    Annette and her Team were very courteous and patient with us through all the question we had. There were many things we did not quite understand; we have never purchased a home completely online so all of the moving parts associated with the...
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    Reply from Annette Cobb
    February 8th, 2024 08:43 PM
    Thank you so much for your kind words, Mr. David. We're delighted to hear that you were satisfied with the service provided by our team. We understand that purchasing a home online can indeed be quite confusing, particularly with all the paperwork...
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    Nathaniel M
    Killeen, TX
    Posted on January 18th, 2023 12:57 PM
    Annette Cobb and her team really made everything simple and easy. They had great communication throughout the entire process of purchasing a home. I will use Annette Cobb and her team again if I ever buy another home.
    Reply from Annette Cobb
    February 8th, 2024 08:59 PM
    I'm absolutely thrilled to hear that you had a positive experience with our team, Mr. Nathaniel. We take pride in making the home-buying process as simple and straightforward as possible. Your feedback is invaluable and I'm glad we were able...
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  • Encompass
    D
    Donte W
    Harker Heights, TX
    Posted on December 18th, 2022 06:29 PM
    I would highly recommend Mrs. Annette Cobb and her team to anyone looking to purchase a home. They were always in contact with me throughout the e while processes and explained everything in great detail.
    Reply from Annette Cobb
    February 8th, 2024 09:00 PM
    Thank you for your kind words, Mr. Donte. I'm delighted to hear about your positive experience with us at First Community Mortgage DBA First National Bank Texas. It was a pleasure assisting you throughout your home-buying process, and I'm happy...
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    About
    Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Specialities
    VA Loans
    FHA Loans
    Conventional Loans
    TEX VET Loans
    TSAHC Loans
    Refinance
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    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 405400
    Achievements
    • President Club Winner
    Hobbies
    • I Love FASHION!
    • Love Dancing!
    • Love Bling Bling!
    • View All
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender