

Annette M. Cobb
VP, Sr. Loan Officer | NMLS # 405400

Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Annette and team patiently addressed my questions until I understood the topic clearlyand was comfortable.
Reply from Annette M. Cobb
September 2nd, 2026 08:24 PM
Tyrone, thank you for sharing your experience. I'm grateful to know that my team and I could help you feel comfortable and informed. Your understanding is important to us. We are grateful we got to serve you and your family!! Think of me and...
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Team Cobb made what initially seemed like a daunting and scary process feel easy and even enjoyable. My husband and I were on the fence about buying a home and weren’t sure if it was truly the right move for us, but from the very beginning,...
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Reply from Annette M. Cobb
August 26th, 2026 04:18 AM
Karen, this makes me and the Team incredibly happy beyond words! I'm so pleased to hear that you and Captain Brandon had a positive experience. You were just the most amazing on top of it clients we got to SERVE!! :) It's wonderful to know...
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warm welcoming, all our questions were answered, the all team was very helpful every time we needed them and they work very fast
Reply from Annette M. Cobb
July 31st, 2026 11:25 AM
Thank you so much Anna! I'm grateful for your kind words. It's wonderful to know that you felt welcomed and found the team helpful and responsive. I know you and your beautiful family will enjoy your lovely home for years to come! Keep me in...
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Annette and her entire team made me feel like a MVP throughout the entire process. They took the time to explain every process.
Very professional!
Reply from Annette Cobb
July 8th, 2026 08:29 PM
Delano, I appreciate your kind words. I'm glad to hear that you felt valued and well-informed during the process. My team and I strive to provide a professional experience for every client.
Very informative, kept us up to date, and quick service
Reply from Annette M. Cobb
July 1st, 2026 12:39 PM
Thomas, I appreciate your feedback. I'm glad to hear that you found the ATEAM service informative and efficient. Keeping you informed and up to date is important to me. Thank you for choosing our service-AGAIN for your retirement home purchase!...
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Ms. Cobb and her ATeam support staff were amazing. From first contact to the closing on our beautiful home. They were attentive, detailed oriented, and very professional. we will continue to be long time clients and hopefully good friends of...
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Reply from Annette M. Cobb
June 8th, 2026 09:06 PM
Porshia, I appreciate your kind words about my ATeam and me. I'm so glad to hear that you had a positive experience from start to finish. Is always our Goal!! It's wonderful to have you as a long-time client, and I look forward to continuing...
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This experience was great because we had Mrs. Cobb and her team guiding us every step of the way. They made the home buying process easy to understand, kept us informed, and were always available to answer our questions. What could have been...
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Reply from Annette M. Cobb
June 2nd, 2026 11:45 PM
Bailey, I'm grateful for your kind words about my team and me. It's wonderful to know that we could make your home-buying process smooth and manageable. Keeping you informed and supported is our priority, so I'm happy to hear you felt well-guided...
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Overall great experience. Amazing communication and always available for any question we had.
Reply from Annette M. Cobb
May 19th, 2026 12:35 PM
Jasmine, I appreciate your kind words and am glad to know you had a great experience. It's important that we provide clear communication and be available for any questions you might have. You guys were just amazing to serve and always on top...
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Everything
Reply from Annette M. Cobb
April 1st, 2026 09:11 PM
Thank you for the excellent rating, Jungil. Happy to know my Team and I was “EVERYTHING” :)Happy to hear that I was able to meet your expectations. If you ever have more feedback or need assistance in the future, please feel free to reach out....
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Annette and her team were so prompt, friendly, and helpful! Made the whole house buying process as stress-free as possible. Thank you so much!!
Reply from Annette M. Cobb
March 28th, 2026 12:39 AM
I'm thankful for your kind words, Sharon. It's great to hear that my team and I could contribute to a smooth and stress-free home-buying process for you. Providing prompt and helpful service is important to me, and I'm glad this aligns with...
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About
Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Specialities
VA Loans
FHA Loans
Conventional Loans
TEX VET Loans
TSAHC Loans
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 405400
Achievements
- President Club Winner
Hobbies
- I Love FASHION!
- Love Dancing!
- Love Bling Bling!
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender