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Annette M. Cobb - VP, Sr. Loan Officer | NMLS # 405400 in Copperas Cove, TX

Annette M. Cobb

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VP, Sr. Loan Officer | NMLS # 405400

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Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior L... Show More
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Reviews from Web
  • Encompass
    M
    Michelle A W
    Killeen, TX
    Posted on June 28th, 2023 12:33 PM
    The A Team is AWESOME and AMAZING! They truly care about their clients and are diligent in their efforts to meet their needs. Their level of professionalism is impeccable which is why my husband and I trust them with our home loan needs. They...
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    Reply from Annette Cobb
    January 30th, 2024 04:38 AM
    Thank you Ms. Michelle!! You were AMAZING on FIRST PURCHASE Out of STATE and now another Purchase-Just as GREAT!! Truly an HONOR Serving you and Hubby-AGAIN!!!
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    Jennifer R V
    Killeen, TX
    Posted on June 22nd, 2023 01:58 AM
    Mrs. Cobb provided excellent communication during our home loan process. Any questions about the loan process or paperwork were answered in a timely manner. She made the whole process stress-free. I would refer anyone in the market to contact...
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    Reply from Annette Cobb
    January 30th, 2024 04:40 AM
    Thank you sooooo much Ms. Jennifer! You and Hubby was just Awesome!! Your new home BEYOND Beautiful and Your Unique and Sophisticated DECOR-OUTSTANDING!!
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    S
    Shakeyma L E
    Killeen, TX
    Posted on June 17th, 2023 02:42 PM
    Great Experience with the team every question I had was answered!
    Reply from Annette Cobb
    January 30th, 2024 04:42 AM
    Thank you again Ms. Shakeyma for being such a Sweet-Multiple REPEAT Client!! So Happy for you and your beautiful Multi Unit!!!
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    Promesha S L
    Shreveport, LA
    Posted on June 17th, 2023 02:25 PM
    This is the second time working with Ms. Annette and her team. They are amazing and I will never use anyone else as long as she and her team are available. They will cross every "I" and dot every "T" and more if they can. They will also walk...
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    Reply from Annette Cobb
    January 30th, 2024 04:51 AM
    More Clients like Ms. Promesha Family!!! You are the EPITOME of OUTSTANDING and Always ON IT CLIENTS!! So Happy you and Family Happy!!
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    Hilton V
    Killeen, TX
    Posted on June 17th, 2023 11:10 AM
    Mrs. Cobb and her team were awesome from Start to finish.
    Reply from Annette Cobb
    January 30th, 2024 04:47 AM
    Mr. Hilton Thank you and your beautiful Wife so much for entrusting me and the ATEAM with your Business! You were so quick with Responses and providing what was needed so Expeditiously-Truly GRATEFUL!!
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    Renee E L
    Killeen, TX
    Posted on June 13th, 2023 01:59 PM
    Ms. Cobb was on top of each step of the home purchase process.
    Reply from Annette Cobb
    January 30th, 2024 04:53 AM
    Ms. Renee it makes ATEAM Day you and Hubby Happy!! Appreciate you both so much and Thankful for the opportunity to SERVE!!
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    Jarvolyn D
    Copperas Cove, TX
    Posted on June 8th, 2023 12:53 PM
    Ms. Cobb was very knowledgeable and friendly. She even gave great advice and pointers on how to manage my property once it becomes an investment.
    Reply from Annette Cobb
    January 30th, 2024 04:55 AM
    Ms. Jarvolyn-You help make it Happen with Amazing Communication and dedication to provide everything needed! You were just the BEST!!
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    Jason M K
    Kempner, TX
    Posted on June 6th, 2023 03:00 PM
    Annette and her team was completely awesome. We enjoyed the whole experience and she was able to help me with any questions and guide me in the right direction. If I was able to give her 10 stars I would have.
    Reply from Annette Cobb
    January 30th, 2024 04:56 AM
    Mr. JASON-You get 20 STARS for being Cool Client AWESOMENESS!! Thank you so much!!
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    C
    Cody D N
    Killeen, TX
    Posted on May 13th, 2023 05:16 PM
    Work with your team everyone was friendly and help keep up the great work!
    Reply from Annette Cobb
    January 30th, 2024 04:59 AM
    Thank you Mr. Cody!! Your Kindness and Promptness was Amazing!!
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    Jennifer R B
    Copperas Cove, TX
    Posted on May 12th, 2023 11:39 AM
    She was very dedicated to having a great line of communication. She kept us thoroughly updated every step of the way. And most importantly, she made us feel like we were her top priority.
    Reply from Annette Cobb
    January 30th, 2024 05:01 AM
    I'm truly grateful for your kind words, Ms. Jennifer! Keeping an open line of communication is something I strive to maintain with all my clients, and knowing that you felt like a top priority just reassures me that I'm on the right track....
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    About
    Annette has more than 30 years of business and customer service experience ranging from supervisory to management to financing. Since her family was stationed in Central Texas in 2000, Annette has worked in real estate, served as a Senior Loan Processor, and currently resides as Vice President and Senior Loan Officer. She has worked more than 25+ years with First Community Mortgage and has gained an extensive knowledge on how to put clients at ease during the process of buying a home. Annette considers it an honor and a duty to be able to serve people in this capacity. She strives to keep the transaction simple and as stress-free as possible. She receives great satisfaction when clients obtain the Great American Dream-Their home!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Specialities
    VA Loans
    FHA Loans
    Conventional Loans
    TEX VET Loans
    TSAHC Loans
    Refinance
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    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 405400
    Achievements
    • President Club Winner
    Hobbies
    • I Love FASHION!
    • Love Dancing!
    • Love Bling Bling!
    • View All
    Disclaimer
    All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender