Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Great to do business with.
Reply from Andy Milligan
August 11th, 2025 01:34 PM
Lori, thank you for your kind words. It was a pleasure working with you, and I'm glad that everything went smoothly in your experience. If you ever have any questions or need assistance in the future, please don't hesitate to reach out to me....
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Kept us informed on status throughout.
Effective & effecient documentation uploading & sign offs.
Reply from Andy Milligan
August 8th, 2025 01:11 PM
Dan, I appreciate your feedback. I'm glad to hear that you felt informed throughout the process and found the documentation straightforward. Keeping everything clear and efficient is always my goal to make your experience as smooth as possible....
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It seems the information that was requested and required to support the process was more than extensive.
Reply from Andy Milligan
August 5th, 2025 07:19 PM
David, I appreciate your feedback and understand that the amount of information required can feel overwhelming. My aim is always to ensure the process goes smoothly. Should you have any further questions or if there's anything else you need,...
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Andy gets the job done!!!
Reply from Andy Milligan
August 4th, 2025 12:51 PM
Debbie, thank you for your straightforward and encouraging words. I'm glad I was able to meet your expectations and assist your clients with their new home purchase. If you need anything else or have questions in the future, feel free to reach...
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Andy always answered our questions promptly - even on the weekends! Very professional
and easy to work wit.
Reply from Andy Milligan
August 3rd, 2025 05:49 PM
Pamela, thank you for highlighting your experience. I'm glad I could answer your questions promptly and provide the support you needed, even on weekends. Being professional and approachable during the process is important to me. If there's...
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Andy was communicative, supportive, and very knowledgeable in his field . He was always prepared to share his insight, and he made the whole process as seamless as it could be. Thank you so much Andy!
Reply from Andy Milligan
July 29th, 2025 05:14 PM
Christian, I appreciate your thoughtful review. I'm glad to hear you found my communication and support helpful throughout the process. It's important to me to be well-prepared and to offer insights that make the experience as seamless as possible....
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This was my fourth buyer this year that Andy and his team did for me and as usual they did a wonderful job.
Reply from Andy Milligan
July 29th, 2025 03:50 PM
Tony, thank you for your continued trust. I'm glad to hear that you've had a positive experience with each transaction this year. It's rewarding to know that my team and I have consistently met your expectations. If there’s anything more I...
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Andy was helpfull and provided a lot of guidance with the home buying process!
Reply from Andy Milligan
July 28th, 2025 11:06 PM
Emily, thank you for your kind words. I'm pleased that you found my guidance during the home buying process helpful. Supporting clients like you through each step is truly important to me. If you have any more questions or need assistance in...
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Andy was very communicative and effective at helping me understand the home buying process. He always responded quickly and was very pleasant to talk to. Thank you again for a great experience!
Reply from Andy Milligan
July 28th, 2025 08:49 PM
Matthew, thank you for sharing your thoughts. I'm glad to know that I could effectively communicate and help you through the home buying process. It's important to me that responses are quick and interactions are pleasant. I'm grateful for...
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kept us informed each step of the way. We never had to call him. He reached out to us.
Reply from Andy Milligan
July 26th, 2025 03:47 PM
Sherry, thank you for sharing your experience. I'm pleased to hear that my approach to keeping you informed throughout the process was effective. It's important to me that you never felt the need to reach out because I was already one step...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.