Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Everyone with HH that I worked with was friendly, informative, and professional.
Reply from Andy Milligan
July 23rd, 2025 03:59 PM
Bo, thank you for your review. I'm really glad to hear that you found everyone at Howard Hanna Mortgage Services to be friendly, informative, and professional. It's important for me to see that you're pleased with the service provided. If there's...
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Andy was super helpful with all our questions we had . we ran into some issues with the appraisal and Andy worked extra hard to get out situation figured out .
Reply from Andy Milligan
July 18th, 2025 01:32 PM
Wesley, I appreciate your kind words. I'm glad to hear I could assist with your questions and help navigate the challenges you encountered with the appraisal. Working through such issues can be stressful, so it’s rewarding to know my efforts...
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Andy communicates every step of the way and makes it easy. This client was a first time home buyers so Andy took the time to explain everything and why he needed the items he was asking for so the client understood.
Reply from Andy Milligan
July 17th, 2025 07:11 PM
Thank you, Anne, for your thoughtful review. It's wonderful to know that my communication style made the process easier for your first-time homebuyers. I believe in taking the time to explain each step and the reasons behind the requirements...
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Andy answered every question we asked almost immediately. Always made time for us and even gave us some packing tips for our new home. We were very eager to get closed in our house and Andy was there every step of the way making sure things...
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Reply from Andy Milligan
July 16th, 2025 02:14 PM
Thank you, Michael, for sharing your experience. I'm truly pleased to hear that I could be there whenever you had questions and provide guidance throughout the process. It's rewarding to know that my efforts contributed to a smooth closing...
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Andy was very clear with expectations & requirements during the entire process. He was helpful & responded quickly to all my inquirie.
Reply from Andy Milligan
July 16th, 2025 01:02 AM
Thank you, Nicole, for taking the time to share your experience. I'm glad to hear that the clarity with expectations and requirements made the process smoother for you. I always aim to be helpful and responsive, so knowing that my timely responses...
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Andy was very responsive and provided feedback in a timely manner with a professional demeanor. Definitely a solid lender to work with.
Reply from Andy Milligan
July 15th, 2025 01:28 PM
Thank you, Marco, for your kind words. I'm glad to hear that you appreciated the responsiveness and feedback throughout the process. Providing professional service is important to me, and it's rewarding to know that you found working together...
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Easy process
Reply from Andy Milligan
July 14th, 2025 09:09 PM
I appreciate your feedback, Adam. It's great to hear that you found the process easy. Ensuring a smooth experience is something I always strive for. If you have any more questions or need assistance, please don't hesitate to get in touch. Thank...
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Andy kept us informed thru-out the process and was always available to answer questions and explaining the process His reminders were helpful.
Reply from Andy Milligan
July 8th, 2025 04:21 PM
I'm pleased to know that you felt well-informed throughout the process. Keeping communication open and clear is something I always aim for, so it's great to hear that my updates and reminders were helpful. If you ever have more questions or...
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any questions we had were answered quickly and in a concise understandable manner.
Reply from Andy Milligan
July 8th, 2025 12:51 AM
I'm glad to hear that all your questions were answered promptly and clearly. It was a pleasure assisting you throughout your purchase process at Howard Hanna Mortgage Services. If you have any more questions or need further assistance, please...
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Andy is hreat
Reply from Andy Milligan
July 3rd, 2025 03:38 PM
Thank you for your review, Michael. I'm glad to hear that you had a positive experience. If there's anything more we can do for you, please feel free to reach out.
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.