Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy was quick to respond regardless of the hour. He educated us and helped find the best deal. We highly recommend him!
Reply from Andy Milligan
August 24th, 2025 04:44 PM
Christiane, thank you for your kind words and recommendation. I'm pleased to hear that my responsiveness and guidance were helpful to you throughout the process. It's important to me that clients feel informed and confident in the decisions...
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Andy was very helpful in navigating the loan process answering many many questions we threw his way. Andy made himself available 24/7 which is unheard of these days answering all of our computer questions as well. Thanks to Andy
Reply from Andy Milligan
August 23rd, 2025 04:45 PM
Sheila, I appreciate your kind words and am pleased to hear that I could assist you effectively throughout the loan process. It's important to me to be available when needed, and I'm glad that answering your questions, even beyond regular hours,...
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Andy was ready to answer one of my many questions very swiftly and in great detail. He made sure to stick on top of the tasks required to close and made the process easy and seamless.
Reply from Andy Milligan
August 23rd, 2025 12:28 AM
Andrew, thank you for your kind words. I'm glad to hear that my detailed responses and proactive approach helped make the process smooth for you. It's important to me that you feel supported throughout. If there's anything else you need or...
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The communication
Reply from Andy Milligan
August 22nd, 2025 11:05 AM
Kyle, thank you for taking the time to leave such a positive review. I'm glad to hear that you were satisfied with the communication throughout the process. If there's anything more I can do for you or if you have any future questions, please...
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His commiunication was excellent and my clients had a wonderful experience.
Reply from Andy Milligan
August 18th, 2025 01:48 PM
Emily, thank you for your kind words. I'm pleased to hear that you found my communication effective and that your clients had a positive experience. Supporting you and your clients throughout the process is a top priority for me. If there's...
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Great communication and guidance throughout the process.
Reply from Andy Milligan
August 17th, 2025 02:06 AM
Judith, thank you for your kind words. I'm glad to hear that the communication and guidance were helpful to you throughout the process. It’s important to me that you feel supported at every step. If you ever have more questions or need further...
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Andy is an OUTSTANDING loan officer - a true professional offering very competitive options. I highly recommend Andy.
Reply from Andy Milligan
August 13th, 2025 09:29 PM
Laurel, thank you for your wonderful feedback! I'm glad to hear that you found the loan options competitive and felt confident in my professionalism. It's rewarding to know that my efforts have had a positive impact. If there's anything else...
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Andy's Communication is always appreciated. He explains every details, and makes sure the client knows what to expect and what to do moving forward. Making any transaction with him run perfectly smooth.
Reply from Andy Milligan
August 13th, 2025 01:19 PM
Christine, thank you for your kind words. I'm pleased to hear that you found my communication helpful and that I was able to guide you through the process clearly. Ensuring everything runs smoothly for you and your clients is always my priority....
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Andy was there every step of the way. He answered all my questions and was a trusted guide.
Reply from Andy Milligan
August 13th, 2025 01:18 PM
Aimee, I'm grateful for your kind words. It's important to me to be there every step of the way and ensure my clients feel supported and have their questions answered. I'm glad you felt I was a trusted guide during your purchase. If there's...
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Same as always, Andy keeps us informed, tackles problems, and is available to work like we do as agents.
Reply from Andy Milligan
August 13th, 2025 12:46 PM
Kathleen, I appreciate your kind words and am glad that my approach aligns well with how you work as an agent. Keeping you informed and addressing any challenges promptly is always a priority for me. If there's ever anything else you need or...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.