Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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What made my experience great with Howard Hannah is the associates that they have working for them between my loan officer, my homeowners insurance in my realtor it was just an amazing experience especially as a first time home buyer it made...
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Reply from Andy Milligan
September 27th, 2023 02:07 PM
Thank you so much for your encouraging review, Daniel. I'm thrilled to hear that you had such a positive experience with Howard Hanna Mortgage Services, especially as a first-time home buyer. I, along with Sue and Lynn, were more than happy...
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Andy and his team were very friendly and informative. They let us know what was happening every step of the mortgage process.
Reply from Andy Milligan
September 24th, 2026 02:12 PM
John, I'm pleased to hear that you found my team at Howard Hanna Mortgage Services friendly and informative. Keeping you informed throughout the mortgage process is something I prioritize, and I'm glad it made a positive impact on your experience....
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Andy goes above and beyond to make sure we get to the finish line. I have to say, he is the best HH loan office I have dealt with. His communication to both myself and clients is absolutely wonderful.
Reply from Andy Milligan
September 23rd, 2026 12:59 PM
Linda, thank you for your kind words. I'm so pleased to hear that my communication and dedication made a positive impact on your experience with Howard Hanna Mortgage Services. It's always my goal to go above and beyond for you and your clients....
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Andy helped this first time homebuyer. Communication was excellen.
Reply from Andy Milligan
September 19th, 2026 12:50 PM
Anita, I'm pleased to hear that I could assist you as a first-time homebuyer. At Howard Hanna Mortgage Services, effective communication is key, and I'm glad it made a positive impact on your experience.
The entire process was so easy and Andy helped walk me trhough
every step of the home buying process.
Reply from Andy Milligan
September 18th, 2026 12:32 PM
I'm happy to hear that the process felt easy for you, Mary. It was my pleasure to guide you through each step of your home buying journey with Howard Hanna Mortgage Services.
As always, it's easy to trust Andy with my clients.
Reply from Andy Milligan
September 9th, 2026 12:34 PM
Kathy, I'm grateful for your trust and confidence in me. It's always a pleasure to work with you and support your clients.
Andy was responsive throughout the entire experience. He was very informative for my first time home buyers. I am happy they were in good hands!
Reply from Andy Milligan
September 9th, 2026 12:34 PM
Daniella, I'm grateful for your kind words. I'm pleased to hear that I could provide the necessary support and information for your first-time home buyers. It's rewarding to know they felt in good hands throughout the process.
Frequent communication, answered all my questions clearly and promptly
Reply from Andy Milligan
September 1st, 2026 11:36 AM
Jennifer, thank you for your kind words. I'm pleased to hear that my communication met your expectations and that I could provide clear and prompt answers to your questions. I also appreciate your 30 years of business and multiple transactions...
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Communication!
Reply from Andy Milligan
August 29th, 2026 05:24 PM
Debbie, thank you for emphasizing communication. I'm pleased to know that aspect of my service stood out to you.
Andy is a great communicator !
Reply from Andy Milligan
August 28th, 2026 12:42 PM
Tiffany, thank you for your kind words. I'm pleased to hear that my communication met your expectations.
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.