Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
Had it not been for Andy's expertise in all facets of mortgage lending we would not have closed our deal!
Reply from Andy Milligan
September 13th, 2025 10:09 PM
It's great to hear that my expertise helped in closing your deal, Robin. I'm pleased I could assist you through the mortgage lending process. If you have any future questions or need further assistance, please feel free to contact me anytime....
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Andy is a great commentator!
Reply from Andy Milligan
September 9th, 2025 04:26 PM
Tiffany, thank you for your positive feedback. I'm glad to hear that my commentary was helpful during your customer's purchase process. If you ever have more questions or need further assistance, feel free to reach out at any time.
Professional and excellent communication
Reply from Andy Milligan
September 9th, 2025 02:16 PM
Steve, thank you for recognizing the importance of professional communication. It's my goal to keep things clear and efficient throughout the process. If there's anything further you need or any questions that arise, please feel free to reach...
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Great communication, thorough and quick.
Reply from Andy Milligan
September 6th, 2025 04:24 PM
Your feedback means a lot to me, Elizabeth. Ensuring clear communication and a thorough process is always my goal, and I'm glad to hear that you found the experience both efficient and effective. If you ever have more questions or need assistance...
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Andy was patient and understanding. He took great care in wxplaining things so we understood each step.
Reply from Andy Milligan
September 4th, 2025 11:14 AM
Tara, it was a pleasure assisting you. I'm glad to hear that my explanations were helpful and that you felt supported throughout the process. If you have any more questions or need further assistance, please don't hesitate to get in touch.
Andy was great to work with and always responded to questions right away
Reply from Andy Milligan
September 3rd, 2025 04:18 PM
David, I'm pleased to hear that you found working with me a positive experience and appreciated the prompt responses. It's important to me that your questions are answered as quickly as possible. If you need any further assistance, please don't...
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Communication was top notch honesty and transparency was felt throughout the process Great experience . Thanks Andy!
Reply from Andy Milligan
September 3rd, 2025 11:17 AM
I appreciate your kind words, Robert. It’s wonderful to hear that the communication and transparency met your expectations. I believe in keeping the process straightforward and honest, so I'm glad you felt that way. If there's anything you...
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Andy made the whole process very smooth
Reply from Andy Milligan
September 2nd, 2025 12:44 AM
John, thank you for your kind words. I'm glad to hear that the process went smoothly for you. Making the home-buying experience as seamless as possible is always my goal. If there's anything else I can assist you with or if you have any questions...
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As always, easier with Andy and Howard Hanna Mortgage
Reply from Andy Milligan
August 31st, 2025 12:18 PM
Kathleen, thank you for your kind words. I'm pleased to hear that your experience was smooth and straightforward. It's important to me that the process feels as seamless as possible. If there's ever anything more I can do for you, don't hesitate...
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Andy and Tim were excellent to work with. Quick responses, friendly and thorough.
Reply from Andy Milligan
August 30th, 2025 03:11 PM
Laura, thank you for your kind words. I'm glad that Tim and I could provide you with quick, friendly, and thorough assistance throughout your home-buying process. If you have any future questions or need further assistance, please feel free...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.