Andy Milligan
Loan Originator | NMLS# 210185
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy was very professional and led me through the entire process and answered all my questions .
Reply from Andy Milligan
October 9th, 2025 02:47 AM
I appreciate your positive feedback. I'm glad to hear that I was able to provide the assistance you needed and guide you through the process effectively. If you have any more questions or need further assistance, I'm here for you.
Quick, smooth process
Reply from Andy Milligan
October 8th, 2025 01:25 PM
I'm glad to hear that the process was quick and smooth for you, Lauren. It's always my goal to make your experience as efficient as possible. If there's anything more I can assist you with, feel free to contact me.
Andy was extememely communicative and knowledgeable. He answered our questions at all hours of the day and worked very hard to have our closing completed on schedule.
Reply from Andy Milligan
October 7th, 2025 04:34 PM
Bailey, I appreciate your thoughtful review. It's great to hear that my communication and knowledge helped during your home purchase. Ensuring the process stays on schedule and being available when you have questions are priorities for me....
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Andy is simply the best! Always kind, patient and understanding and his communication with clients and other agents exceeds expectations.
Reply from Andy Milligan
October 5th, 2025 01:01 PM
Your kind words mean a great deal to me, Andrea. I always strive to be patient and understanding while working with clients and agents. Effective communication is essential, and I'm pleased to know that it made a positive impact during your...
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We had to do a lot of paperwork to get approved Maybe this could be streamlined a little bit.
Reply from Andy Milligan
October 4th, 2025 04:33 PM
I appreciate your feedback, Sandra. Navigating the paperwork can sometimes be quite demanding, and I'll certainly keep your suggestions in mind. My goal is to make the process as efficient as possible for you. If there's anything else you'd...
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Andy has the best communication! He answers calls, texts, and emails faster than any of lender I have worked with!
Reply from Andy Milligan
October 2nd, 2025 12:45 PM
Tina, your kind words about my communication mean a lot. It's important to me to be accessible and responsive, so I’m glad to hear that you had a positive experience. If there’s anything else you need, just let me know.
Communication was clear and efficient.
Reply from Andy Milligan
September 29th, 2025 11:25 PM
Thank you for your feedback. I’m pleased to hear that the communication throughout the process was clear and efficient. If you have any other questions or need assistance in the future, feel free to contact me directly.
Andy is a total pro with great communications
Reply from Andy Milligan
September 22nd, 2025 06:31 PM
Your positive feedback means a lot to me, Mary Frances. I'm glad to hear that you appreciated the communication throughout the process. My aim is to provide a professional experience for every client. If you ever have any more questions or...
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Not applicable
Reply from Andy Milligan
September 19th, 2025 10:11 AM
Thank you for the positive rating, Alexander. If there's any more feedback you'd like to share about your experience with Howard Hanna Mortgage Services, please don't hesitate to let me know.
Andy really went the extra mile doing various calculations based on purchase price and money down. Andy suggested best practices and introduced us to a few options that had a better rate and was available at the drop of a hat when we found...
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Reply from Andy Milligan
September 18th, 2025 04:02 PM
Natalie, thank you for sharing your experience. I’m pleased that my suggestions and flexibility in providing options and calculations were helpful to you. It's important to me to be readily available and support my clients as they navigate...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery
Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.