

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Shelby Lindau was great to work with. Very knowledgeable of the entire process. Great with communications
Reply from Andy Milligan
December 16th, 2023 04:52 PM
I'm so glad to hear that you had a positive experience with us, James. It's fantastic to know that my team was helpful and communicated well throughout the entire process. We strive to ensure our clients are well-informed and comfortable at...
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Howard Hanna screwed up withholding taxes and should write the check because the error was on their end.
Shelby did an excellent job. Thank you.
It was a difficult transaction but Andy hung in there and really helped keep things together.
Reply from Andy Milligan
December 16th, 2023 04:53 PM
I genuinely appreciate your kind words and high rating, Carol. It was indeed a challenging transaction, but your patience and cooperation made it possible. It was a pleasure to assist you throughout the process. I'm glad I could help and I'm...
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Was kept informed.
Reply from Andy Milligan
December 16th, 2023 04:54 PM
I'm truly appreciative of your fantastic rating, Sue. It's rewarding to know that you felt well-informed throughout your experience with Howard Hanna Mortgage Services. As your mortgage consultant, it's my priority to keep my clients updated...
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Very professional and friendly service and staff
Reply from Andy Milligan
December 16th, 2023 04:53 PM
I'm truly grateful for your positive feedback, Ross. Ensuring professional and friendly service is always my top priority at Howard Hanna Mortgage Services. Your 5-star rating reassures me that I'm on the right path. Thank you once again and...
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Continuous updates
Reply from Andy Milligan
December 16th, 2023 04:54 PM
I appreciate your positive feedback, Lila! I'm thrilled to hear that the continuous updates were beneficial to you. Your satisfaction is of utmost importance to us at Howard Hanna Mortgage Services. The 5-star rating means a lot to me and our...
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Andy did a great job communicating with me during the mortgage process for a buyer of my listing.
Reply from Andy Milligan
December 16th, 2023 04:54 PM
I'm thrilled to hear such positive feedback, Scott. Clear communication is a priority for me, especially during something as significant as the mortgage process. I strive to make the process seamless for both the buyer and the seller. It was...
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Andy was great at communicating next steps and was always available for questions and anything else that we needed! I would highly recommend him to future clients!
Reply from Andy Milligan
December 16th, 2023 04:55 PM
I'm thrilled to hear that you had a positive experience with me at Howard Hanna Mortgage Services, Alexis. Your feedback is highly appreciated, and it's superb to know that my communication skills and availability met your expectations. It...
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Andy was great from start to finish. He answered all my many questions quickly even when I was bothering him late at night on a Sunday.
Reply from Andy Milligan
December 16th, 2023 04:55 PM
I'm absolutely thrilled to hear that you had a positive experience working with me. I always aim to provide the best service to all my clients, no matter the time or day. Your questions were never a bother, Kevrin! Helping you understand the...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.