

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Reviews from Web
It was a very smooth process. I provided our information, and if I had any questions Andy was very helpful, patient and prompt with his advice.
Reply from Andy Milligan
December 16th, 2023 04:47 PM
I'm very pleased to hear that you had a smooth experience with Howard Hanna Mortgage Services. Your satisfaction is my top priority and I'm glad I was able to provide the help and advice you needed throughout the process. I believe prompt communication...
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Andy and Debbie were always available to walk me through each step of the home buying process.
Reply from Andy Milligan
December 16th, 2023 04:48 PM
I'm truly grateful for your positive feedback, Charles. It was our pleasure to assist you throughout your home buying journey. We at Howard Hanna Mortgage Services aim to make the process as smooth as possible for our clients. Your satisfaction...
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Andy’s communication and patience.
Reply from Andy Milligan
December 16th, 2023 04:48 PM
I'm deeply grateful for your kind words and high rating, Debbie. Patience and clear communication are indeed vital in what we do at Howard Hanna Mortgage Services, and I'm glad to hear that my efforts are making a difference. Please don't hesitate...
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👍🏼👍🏼 easy to work with
Reply from Andy Milligan
December 16th, 2023 04:48 PM
I'm absolutely thrilled to hear that you found the process easy to work with, Andrew. It's always my goal to make things as smooth as possible for the clients. Thank you for the 5-star rating and for choosing Howard Hanna Mortgage Services....
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Prompt, efficient and always excellent service. Andy is the best and a joy to work with. He answers his phone even on evenings and weekends which is extremely important as agents are out here working. Highly recommend Andy Milligan!
Reply from Andy Milligan
December 16th, 2023 04:49 PM
I'm truly grateful for your kind words, Cindy. It is always a pleasure to assist you and I'm happy to hear that you are satisfied with my service. Being available to you at all times, even on evenings and weekends, is just part of my commitment...
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Andy’s communications were excellent. He kept all parties informed of what was going on and next steps.
Reply from Andy Milligan
December 16th, 2023 04:49 PM
I'm genuinely appreciative of your feedback, Alexis. It was a pleasure assisting you and keeping you informed throughout the process. Your satisfaction is my top priority, and I'm thrilled to hear you had a positive experience with Howard Hanna...
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Andy is a very good communicator, he kept us informed every step of the way and was always available to answer any questions we had. I would recommend Andy anyone looking to buy a home to go through Andy and Howard Hanna. Banks are great for...
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Reply from Andy Milligan
December 16th, 2023 04:50 PM
Thank you so much for your kind words, Lori. I'm thrilled to hear that you had a positive experience with Howard Hanna Mortgage Services. Open communication is something I strongly believe in and I'm glad it made your home buying process smoother....
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Communication thru out the process. Very detailed in what was needed and when. Made it very easy for me to gather information that was needed.
Reply from Andy Milligan
December 16th, 2023 04:50 PM
I'm thrilled to hear that you found the communication process well-detailed and easy to follow, Gregg. In Howard Hanna Mortgage Services, we prioritize the needs of our clients and aim to make the process as straightforward and efficient as...
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Andy helped make the process less stressful by keeping us informed throughout the process.
Reply from Andy Milligan
December 16th, 2023 04:50 PM
I'm thrilled to hear that you found the process less stressful, Larisa. Keeping you informed and ensuring a smooth journey is always my top priority. Thank you for taking the time to review Howard Hanna Mortgage Services and for the perfect...
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Always a smooth transaction when working with Andy. He is a phone call away and helps throughout the entire process.
Reply from Andy Milligan
December 16th, 2023 04:51 PM
Thank you so much for your kind words, Lori. I'm really glad to hear that you found the transaction to be smooth and that I could be of help. Your satisfaction is my top priority. Looking forward to working with you again in the future. Best,...
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.