

Andy Milligan
Loan Originator | NMLS# 210185

My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. T... Show More
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Andy takes the time to go over the best options for each client. He stays in touch with all agents involved every step of the way. He is as available as I am to clients...which is to say most of our waking hours. Our office is lucky to have...
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Reply from Andy Milligan
December 16th, 2023 04:56 PM
I'm sincerely grateful for your feedback, Kathleen. It's heartening to know that you find my service satisfactory. I firmly believe in providing the best possible options to every client while maintaining open lines of communication at all...
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Communication from lender and communication from selling agent made the transaction go smoothly..
Reply from Andy Milligan
December 16th, 2023 04:56 PM
I'm delighted to hear that you found the communication effective and that your transaction went smoothly, Jana. Here at Howard Hanna Mortgage Services, we prioritize seamless and clear dialogue with our clients. Your rating of 4.83 out of 5...
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Great communication throughout the process.
Reply from Andy Milligan
December 16th, 2023 04:57 PM
Thank you so much for your kind words, Amy. I'm thrilled to hear you had a positive experience with Howard Hanna Mortgage Services and appreciated the communication throughout the process. It was a pleasure working with you and I'm here if...
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Andy was very easy to speak to and was very accommodating at all times of the day. As a first time home buyer, I feel like he was a teammate through the whole process. Made everything very easy to understand and he educated me about the whole...
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Reply from Andy Milligan
December 16th, 2023 04:57 PM
Thank you so much, Richard, for the fantastic review and your kind words. It was truly a pleasure guiding you through your first home buying experience, and I'm delighted to hear that you felt supported and well-informed throughout the process....
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We didn’t have any problems and closed on our house in a timely manner.
Everything went smoothly. It was not a stressful process and they were always there to answer any questions.
Andy always kept me (listing agent) informed.
Andy was extremely helpful and responsive throughout the entire process. We were actively reviewing homes and were approved through an alternate lender at the time that we first contacted Howard Hanna Mortgage Services. Not many companies or...
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Andy and Tony went over the top with helping me understand the process of purchasing a home and guiding me from begining and followed thru to the end.I couldn't have fallen into better hands.I would/will recommend them to anyone who is looking...
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Communication and fast close
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About
My background working with home buyers led me to the mortgage industry in 1997. I quickly found that I have a knack to structure loans to fit each customer’s unique needs.
My goal for every customer is to listen first and consult second. To find a loan that truly fits a customer requires the ability to understand their needs— and what better way to do this than to listen first.
Now, with over 28 years of experience in the title and mortgage industry, having closed over 5000 transactions and carrying a 97% customer service rating, I greet every customer with my commitment to offer the very best mortgage experience possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Ohio Heroes programs for fist responders, teachers and law enforcement.
Physician Loan Programs for new resident doctors.
Down payment and closing cost assistance programs for first time buyers.
HHMS offers onventional, FHA, VA, USDA, OHFA, CRA as well as some portfolio lending options.
Origination of 1-4 family residential properties.
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Positions
- Howard Hanna Mortgage - Mortgage Loan OriginatorJan 27th, 1997 - Current
Memberships
- Mortgage Bankers Association
- US Soccer Federation
- Ohio Mortgage Bankers Association, US Soccer Referee Association.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 210185
Gallery

Awards
2024 Silver Sales ...
Achievements
- 5 Star Rating and Office Top Capture Rate
Hobbies
- Waterskiing
- ATV/4-Wheel riding, snowmobiling, hiking, kayaking, camping and anything outdoors.
- ATV and snowmobile riding, hiking, hunting and fishing. Anything outdoors.
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.